Citizens Bank Cash Back Plus® World Mastercard®


  • 1.8% with our purchase and relationship bonuses 
  • Experience enhanced benefits that come with a World Mastercard – including shopping safeguards, travel security, and more
  • No limit to the amount of cash back you can earn
  • No rotating categories or enrollments to keep track of
  • No annual fee, foreign transaction fees*
  • No penalty APR for late payments
  • See rates and fees
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Personal $0* 0.00% for 15 months N/A* 14.99%, 18.99% or 22.99% (Variable) Cash Back

This Credit Card Is Currently Not Available

Important Notice: Citizens Bank Cash Back Plus® World Mastercard® from Citizens Bank is no longer available or maintained at Finance Globe. We are displaying limited archived data. Some information may be incomplete, inaccurate or missing. We apologize for the inconvenience. Here are some of the most popular cards on Finance Globe:



Citizens Bank Cash Back Plus® World Mastercard® Quick Summary:
This is a Mastercard cash back rewards card, issued by Citizens Bank. This card is intended for consumers, or "personal use" with a nearly perfect credit history. The purchase APR is 14.99%, 18.99% or 22.99% (Variable).

Important Rates:
There is a introductory balance transfer offer APR of 0.00% for 15 months*. There is no annual fee for this card.*

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a nearly perfect or flawless credit record. A FICO credit score of 805 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Citizens Bank product.

Other Basics:
The grace period listed for the Citizens Bank Cash Back Plus® World Mastercard® is at least 21 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit). Your World Mastercard's benefits will help protect you against everything from identity theft to fraudulent purchases.

Approval Rate:
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 805, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
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