Surge Mastercard®


  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Poor Credit, Limited Credit Personal See Terms* N/A N/A See Terms* None
Important Notice: This Celtic Bank credit card is no longer available, or we are no longer authorized by the bank to provide information about this card. We are displaying limited archived data. Some information may be incomplete, inaccurate or missing. We apologize for the inconvenience. Here are some of the most popular cards on Finance Globe:



Quick Summary:
This Mastercard offer is issued by Celtic Bank. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. See the terms and conditions for the purchase APR rate.

Important Rates:
Please see the card issuer's terms and conditions regarding annual percentage rates. Please see the application disclosures regarding the annual fee.

Rewards:
This is not a rewards card. It is normal for cards for fair and poor credit histories to not offer rewards.

Credit Record Needed:
The Surge Mastercard® should have . There are a number of factors that this issuer may consider when making decisions for approval.

Other Basics:
This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment.

Our Editor's Commentary:
The Surge Mastercard® is the right solution for applicants with no credit or poor credit. With three bureau reporting, a decent initial credit limit, and 24/7 online access, this offer can help anybody establish or rebuild credit.

The annual fee and APR is higher than average, but most agree that the benefits far outweigh any drawbacks.

Approval Rate:
There were 2 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.

The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than , then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
Based on community reviews, we found that 100% of 2 users recommend this card.
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