0% Balance Transfer Credit Cards



Looking to transfer your existing credit card balance to a low annual percentage rate or 0% annual percentage rate card in order to save on costly interest rates? Below, you can kick off your research of smart credit card transfer options on the right foot by reading through our listing of credit card applications that revolve primarily around transferring your existing balance with minimal hassle, or increased additional rates. In addition to helping to subsidize your existing credit card contract's balance transfer fees or similar penalizing factors, you can survey a list of credit card offers that emphasize rewards for those who have cultivated good or excellent credit with their current credit card provider, in addition to a number of featured cards that often will provide key incentives to those looking to transfer over a balance in good standing.


Showing 6 of 6 Results
Show as Table | Search

Bank of America® Customized Cash Rewards Credit Card

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to 5.25% cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0* 0.00% for 15 billing cycles* 0% Intro APR for 15 billing cycles on purchases 13.99%* - 23.99% (Variable)* Cash Back 4

Capital One® VentureOne® Rewards Credit Card

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 14.99% - 24.99% variable APR after that
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0* 0.00% for 15 months* 0% for 15 months* 14.99%* - 24.99% (V)* Airlines 6

BMW World Mastercard®

  • 4X points per $1 spent on eligible BMW purchases*
  • 3X points per $1 spent on eligible gas station purchases
  • 2X points per $1 spent on eligible restaurant purchases
  • 1X point on all other eligible purchases
  • Welcome Offer: 5,000 bonus points after you spend $500 in net purchases within the first 90 days of account opening*
  • 0% intro APR on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 15.24% - 24.24%.*
  • $0 annual fee
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0* 0.00% for 12 billing cycles* 0% for 12 billing cycles* 15.24%* - 24.24% (Variable)* Automotive Be the first to write one

TD Cash Credit Card

  • Earn $150 Cash Back when you spend $500 within 90 days after account opening*
  • Balance transfer offer: 0% introductory APR balance transfers for first 12 billing cycles after account opening. After that, 12.99%, 17.99% or 22.99% variable APR based on your credit worthiness*
  • Earn 3% Cash Back on dining – including takeout and delivery
  • Earn 2% Cash Back at grocery stores*
  • Earn 1% Cash Back on other purchases*
  • No caps, no limits as long your account is in good standing
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0* 0.00% for 12 billing cycles* N/A 12.99%* - 22.99% (Variable)* Cash Back Be the first to write one

The ATU Credit Card - Cash Rewards

  • 1.5% cash back on every purchase
  • + $0 annual fee
  • 0% Intro APR for the first 12 months on purchases and Transfers; 12.9%-22.74% variable APR after that; 3% fee for each transfer that posts to your account within the first 12 months.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit Consumer $0* 0.00% for 12 months* 0% for 12 months* 10.9%* - 20.9% (V)* Cash Back Be the first to write one

AAA Member Rewards Visa® Credit Card

  • Make everyday purchases more rewarding with unlimited points, no annual fee* and no foreign transaction fees*.
  • 3x Points = 3% Cash Back on eligible travel and AAA purchases
  • 2x Points = 2% Cash Back on gas, grocery store, wholesale club and drugstore purchases
  • 1 Point per $1 = 1% Cash Back on purchases everywhere else
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0* 0.00% for 12 statement closing dates* N/A 13.99%* - 23.99% (Variable)* Cash Back Be the first to write one


Lack of annual fees, upgraded cash back rewards, and lower regular annual percentage rates are just a few of the perks you can expect to enjoy after successfully transferring to many of the cards featured below-- just be sure to weigh all of your needs and expectations across our credit card applications below to ensure that you enact your balance transfer with the most important personal finance or business factors in mind.