0% Balance Transfer Credit Cards



Looking to transfer your existing credit card balance to a low annual percentage rate or 0% annual percentage rate card in order to save on costly interest rates? Below, you can kick off your research of smart credit card transfer options on the right foot by reading through our listing of credit card applications that revolve primarily around transferring your existing balance with minimal hassle, or increased additional rates. In addition to helping to subsidize your existing credit card contract's balance transfer fees or similar penalizing factors, you can survey a list of credit card offers that emphasize rewards for those who have cultivated good or excellent credit with their current credit card provider, in addition to a number of featured cards that often will provide key incentives to those looking to transfer over a balance in good standing.


Sorry, but there were no cards were found in this category. This changes almost every week, so we thank you for your understanding. Here are some other cards you may be interested in.

Here are just a few of them:
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Kay Jewelers Credit Card

Express Your Love Your Way. Enjoy Zero Down Special Financing* on purchases of $300 or more with the KAY Jewelers Credit Card issued by Comenity Bank.

Nothing Should Get in the Way of Love. Use your KAY Jewelers Credit Card and select a Special Financing* plan that works best for you.

  • 6 Months Special Financing: $300 minimum purchase*
  • 12 Months Special Financing: $750 minimum purchase*
  • 18 Months Special Financing: $3000 minimum purchase*
  • 36 Months Special Financing: $1,500 minimum purchase*
  • Treat yourself to something wonderful during your birthday month with $100 off.*
  • Cardholder's Anniversary: Celebrate with a special offer, just for you with $100 off.*

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit, Limited Credit Consumer $0* N/A N/A See Terms* None 41

Blain's Farm & Fleet Rewards Mastercard®

Life can be more rewarding with the Blain’s Farm & Fleet Rewards Mastercard. Earn rewards on purchases you already make. Not only at Blain’s Farm & Fleet, but at gas stations, grocery stores, and everywhere else. For larger Blain's Farm & Fleet purchases low promotional special financing is available.
 
  • 3 POINTS per $1 spent At Blain's Farm & Fleet*
  • 2 POINTS At Gas Stations & Grocery Stores
  • 1 POINT Everywhere Else

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Good Credit, Above Average Credit, Fair Credit Consumer $0* N/A 0% for 12 billing cycles* 26.74% (Variable)* Store 1

Upgrade Cash Rewards Visa®

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy
  • See Rates & Fees
** To qualify for the welcome bonus, you must... See More

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0 N/A N/A 14.99% - 29.99% APR Cash Back 1

Upgrade Life Rewards Visa®

  • 3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories, 1% cash back on everything else (Target and Walmart earn 1%)
  • Pay your balance in full early each month and avoid interest with EarlyPay*
  • Combine the flexibility of a card with the predictability of a loan
  • No Annual fee*
  • No touch payments with contactless technology built in*
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0 N/A N/A 14.99% - 29.99% APR Cash Back Be the first to write one

Upgrade Triple Cash Rewards Visa®

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions
  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
  • No annual fee
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy
** To qualify for the welcome bonus, you must... See More

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit, Above Average Credit Consumer $0* N/A N/A 14.99% - 29.99% APR Cash Back Be the first to write one

FamZoo Debit Mastercard

FamZoo prepaid cards are a uniquely affordable, convenient, and educational MasterCard® reloadable card offering designed specifically for families.

  • No risk of debt, overdraft, or hidden fees
  • Free card load and ATM options
  • Order immediately online with no credit check
  • Empower kids of all ages
  • Retain parental visibility and control
  • Move money instantly between family members
  • Automatically track purchases
  • Available to eligible U.S. families

Credit Target Type Monthly Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
N/A Debit $5.99 per month* N/A N/A N/A* None Be the first to write one

AccountNow® Prepaid Visa® Card

  • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • No Credit Check. No Overdraft Fees, ever.
  • Free† direct deposit and online bill payment
  • Use it Everywhere Visa Debit Card Accepted in the U.S.
  • Easy Online/Mobile Account Access
  • Perfect for Occasional Usage

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit Debit $0 N/A N/A N/A None Be the first to write one

Novo Debit Card

  • Travel without limits. Your Novo debit card is EMV chip protected and accepted worldwide.
  • Going abroad? Set a travel notice, pack your bags and your Novo card.
  • Receive instant notifications for every transaction.
  • Withdraw money anywhere and get refunded on any ATM fees.
  • No minimum balance requirements 
  • No fees on Automated Clearing House (ACH) transfers 
  • No hidden fees
  • Incoming wires are free of charge, both domestic and international 

Novo also provides you with a debit card that is accepted worldwide and is EMV chip protected. We don’t charge you ATM fees or international card fees and you can choose if you want notifications on your device for every card transaction.


Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
N/A Business N/A N/A N/A N/A* None Be the first to write one

Best Credit Cards

  • Compare our current best credit card offers to find the one that best suits your needs
  • See the best credit cards by category including cash back, travel, business and student
  • Earn 1.5% cash back on all purchases or 2X points on travel and dining expenses
  • Best card selections updated often – click to see the latest rankings
  • Terms may vary by partner offer. Please see each bank's application for terms and conditions
  • Clicking will take you to CreditSoup.com to compare Best Credit Cards from participating partners

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer See website for Details* See website for Details* See website for Details* See website for Details* None Be the first to write one

PREMIER Bankcard® Mastercard® Credit Card

  • Pre-qualify with no impact to your credit score.
  • Don’t let a low credit score stop you from pre-qualifying – we’ve helped millions build credit, now it’s your turn.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • Our mobile app helps you keep track of your spending and payments for greater financial control.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 4


Lack of annual fees, upgraded cash back rewards, and lower regular annual percentage rates are just a few of the perks you can expect to enjoy after successfully transferring to many of the cards featured below-- just be sure to weigh all of your needs and expectations across our credit card applications below to ensure that you enact your balance transfer with the most important personal finance or business factors in mind.