Making Sound Financial Decisions
Sound decisions are the key to having a healthy financial life – to building wealth, paying off or staying out of debt, and to building a good credit score. Even the small, day-to-day money decisions…
Your Money
Take control of your finances with budgeting tips, spending strategies, and everyday money management tools. Whether you’re saving more, spending less, or setting new goals, this section helps you build a solid financial life.
Borrowing a Title Loan is Risky
If you’ve incurred unexpected financial emergency, but don’t have an emergency fund or sufficient credit to bail you out, you might be tempted to take out a title loan. Be careful, these loans are one…
New Scam: Watch Out for Smishing Text Messages
Identity thieves will use any means available to trick you into your giving up your personal information. You may be familiar with phishing scams where scammers email you seemingly legitimate messages from your bank or…
Steps to Switching Banks
In the past few years, big banks have become so unattractive that many consumers switched to local banks and credit unions. Not everyone who dislikes their bank was willing to go through the trouble of…
Overcome Budget Frustrations
One of the best pieces of financial advice is to budget your money. Budgeting is the foundation of financial health and the key to accomplishing most, if not all, of your financial goals. Unfortunately, when…
4 Reasons to Pay Bills Even When You Don’t Want To
It’s a basic fact of life that you’ll have to do things you don’t want to do. Wake up early when you really want to sleep in. Postpone vacation because you have other financial priorities.…
Consumers Say Overspending is the Biggest Financial Regret
Financial mistakes are bound to happen. Some are worse than others. According to a poll from the National Foundation for Credit Counseling, the biggest financial regret is habitual overspending. More than 2,200 people responded to…
Checking Account Advance Only Slightly Better Than Payday Loans
Several major banks now offer a short-term loan product similar to payday loans. If you have a checking account in good standing with direct deposit, you may qualify for a checking account advance or direct…
Tips for Spending the First Paycheck From a New Job
Whether it’s your first job or just a new job, the first paycheck is critical. There’s often a lag between the day you start and the day you get your first check, so you may…
Landscaping for Less
It’s planting time across many parts of the country, and you may be looking at your yard with big plans for lush gardens and pretty flowers. But don’t let your annual landscaping bill get the…