Compare credit cards, maximize rewards, and learn how to avoid interest and fees. Whether you’re looking for cashback cards, travel perks, or building credit, get the insights to choose the best card and use it wisely.
Credit cards have sort of a bad reputation, which isn’t completely the fault of the credit card itself. Often, people get themselves into credit card trouble by mishandling them. Nevertheless, that bad reputation has many… Swearing Off Credit Cards May Be a Bad Thing
As you apply and are approved for newer credit cards with higher credit limits, attractive rewards, and better interest rates, you might forget about the cards you were using years ago. Because these old credit… Don’t Neglect Old Credit Cards
Retailers may start charging a fee to consumers who use their credit cards. For years, merchants have paid a processing fee for credit card purchases. It’s one of the reasons that many smaller retailers don’t… A New Credit Card Fee May Be on the Way
The consequences of a credit card delinquency are too serious to ignore. Not only could you have to pay a late fee, your interest rate might increase to the highest default rate. Late payments past… How to Cure a Credit Card Delinquency
You can use your credit card free, but it requires you to “color inside the lines” so to speak. Make a mistake and it could cost you. Paying on the due date. Normally, internet and… Expensive Credit Card Slipups
Of all the types of information that can be stolen, thieves steal credit card numbers the most. According to an Identity Fraud Report from Javelin Strategy & Research, most data breach victims in 2011 had… Credit Card Numbers are Stolen More Often Than Other Data
Consumers can now check up on credit card issuers on the U.S. Consumer Financial Protection Bureau website and find out what types of complaints have been filed against lenders as well as whether the issues… Check up on Credit Card Issuers Through CFPB Database
Paying your credit card balance in full each month is the ideal way to use your credit card. You don’t risk getting into debt and you never have to pay interest on the balance (as… Carrying a Credit Card Balance
The average amount of credit card debt has declined over the past several months, but many families are still struggling to pay basic necessities. Based on a recent survey, 40% of low- and middle-income families… Many American Families Still Rely on Credit Cards
The two most important pieces of information on the credit card statement are the minimum payment amount and the payment due date. We have to know this so we can make payment and avoid the… Why You Should Always Read Your Credit Card Statement