Compare credit cards, maximize rewards, and learn how to avoid interest and fees. Whether you’re looking for cashback cards, travel perks, or building credit, get the insights to choose the best card and use it wisely.
Imagine walking to the cash register of a convenience store with a bag of chips and a soda, intending to pay with your credit card, and seeing a sign that requires a minimum $10 purchase…
Credit card delinquencies were down in 2012, the lowest in several years, but experts predict that trend won’t last throughout 2013. Credit card users are at risk of losing money on late fees and penalty…
Think you know about credit cards? Think again. Credit cards woo you and make you feel special, but certain things about credit cards you can’t take for granted. For example, you can’t assume that… You’ll…
When you’re starting out with brand new credit or you’re rebuilding after a bout with bad credit, odds are your current credit cards aren’t the best. People with new credit and bad credit typically have…
One of the main reasons for taking a balance transfer is to make it easier to pay off a high interest rate credit card balance. By transferring your high interest rate balance to a credit…
The Federal Trade Commission says it receives more than 200,000 complaints about telemarketing robocalls each month. Many of the complaints are from “Rachel from Cardholder Services” as part of a credit card rate reduction scam.…
Credit cards come with several different APRs: one for purchases, sometimes another for balance transfers, and a higher APR for cash advances. The highest APR of all is the default or penalty rate. The default…
These days, you can hardly shop without being asked to sign up for a store’s credit card. Saving 10% may be enticing, particularly on larger purchases, but declining the offer may be a better idea.…
Gift cards are a great option when you don’t know exactly what to buy a person or when you don’t have enough time to shop thoroughly. You basically have two options: a store-branded gift card…
If you recently used your credit card at a Barnes & Noble, you may have been a victim of a data breach. In September (2012), 63 stores were impacted by the data breach. The stores…