What Happens When a Credit Card is Charged-Off
A credit card charge-off is the worst credit card status you can have. That’s why you should avoid letting your credit card get that delinquent, if you can help it. How Charge-Off Happens You’ll have…
Credit Cards
Compare credit cards, maximize rewards, and learn how to avoid interest and fees. Whether you’re looking for cashback cards, travel perks, or building credit, get the insights to choose the best card and use it wisely.
Reduce Your Credit Card Junk Mail
Tired of tossing credit card offers every time you check the mail? There’s way to stop most credit card offers temporarily or even permanently. Background on Pre-Approved Credit Card Offers For many of their prescreened…
Annual Fee Credit Cards: Deals or Duds?
The most commonly given advice regarding credit card annual fees is that you shouldn’t pay one. However, you may be passing up a great credit card deal if you swear off credit cards that charge…
One Credit Card, Multiple Interest Rates
The interest rate, or APR (annual percentage rate), is one of the most important credit card features because it impacts what you pay for carrying a credit card balance from one month to the next.…
When Applying for a Credit Card is a Bad Idea
“Should I apply for this credit card?” is a question that should go through your mind every time you think about clicking submit on a credit card application or to applying for a credit card…
Is the Minimum Payment Ever Ok?
The minimum payment is the lowest monthly credit card payment you can make and remain in good standing with your credit card issuer. The minimum payment is just a small percentage of your balance, often…
Beware Credit Card Telemarketing Scams
The Federal Trade Commission recently shut down a telemarketing scam following consumer complaints of being sold a bogus credit card. In the scam, telemarketers called consumers who’d recently applied for an online payday loan. These…
Tips to Catch Credit Card Fraud
Identity theft and credit card fraud can be difficult to detect and sometimes costly and time-consuming to correct. While many there are laws and business policies to protect you from fraud liability, you’ll still have…
Even With Credit Card Pre-Approval, You Can Still Be Denied
Responding to a pre-approved credit card offer doesn’t mean you’ll necessarily actually get the credit card once you apply. Before you get your hopes up about a great credit card offer, know that you’ll still…
When To Call It Quits With A Credit Card
A hit 70’s song said breaking up is hard to do. When you have a credit card that no longer benefits you, leaving may not be as tough as you think. Sometimes better credit cards…