Compare credit cards, maximize rewards, and learn how to avoid interest and fees. Whether you’re looking for cashback cards, travel perks, or building credit, get the insights to choose the best card and use it wisely.
Nearly every credit card issuer has at least one credit card with a signup bonus. Spend a certain amount of money in the first few months of your account opening and you can earn points, miles, or even cash. To be sure you earn your points, be a little more meticulous about your spending and … Read more
The federal government on Tuesday ordered Citibank and its subsidiaries to pay back consumers approximately $700 million harmed by the bank’s illegal practices conducted from 2003 through 2012. The Consumer Financial Protection Bureau (CFPB) said that roughly 7 million of the bank’s customers were affected by Citibank and its vendor’s deceptive marketing, unfair billing practices, and … Read more
Your credit card issuers gave you a Cardholder Agreement with their terms and conditions when you opened a new account, and it’s your responsibility as the card holder to abide by them, or be hit with fees and interest charges. But we’re all human and make the occasional mistake, or life happens beyond our control. While a … Read more
There is no denying the many benefits associated with applying for and using a credit card. For example, you may earn reward points that can be used for everything from travel to gift cards (and much more). Along with this, a credit card affords you the opportunity to make big purchases, all without having to … Read more
Imagine this scenario: you are searching for the right credit card, hoping to locate an offer you can get excited about. And then it happens. You come across a card that appears to be perfect for you and your financial situation. You have one of two options at this point: Sign up for the credit … Read more
Just because you have bad credit doesn’t mean your life comes to an end. It also doesn’t mean you can never use a credit card again. There is a big difference between obtaining a credit card and using a credit card in the appropriate manner. Simply receiving an approval will do nothing for your credit. … Read more
Finding a credit card offer is not difficult. What is difficult is comparing your many options in hopes of pinpointing the offer that best suits your finances, budget, and shopping style. For most, the biggest challenge is sifting through hundreds of offers in an attempt to learn more about what each card could do for … Read more
From a financial perspective, a credit card can bring a lot of good to your life. Conversely, it can lead you down the wrong path if you aren’t careful of every move you make. Here are three credit card habits to break today: 1. Having access to too many credit cards. Believe it or not, … Read more
Are you the type of person who is “dangerous” with a credit card? In other words, you have no restraint. If your plastic is in hand you won’t be able to stop until you make at least a few purchases. There is nothing wrong with carrying a credit card. In fact, this is a good … Read more
When searching for a credit card, you are likely to get so caught up in the interest rate and reward program that you overlook other details that are every bit as important. As you compare credit card offers, pay close attention to the fees. If you overlook this important detail, you may find yourself paying … Read more
