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Recommended Score: 510 to 699
- Guaranteed $700 credit limit if approved.
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Don't Have Perfect Credit? No Problem!
- Join over a million consumers who are working on building their access to credit.
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- Get the credit you deserve, even with less-than-perfect history.
- No security deposit, and a path to better credit.
- See Rates & Fees
| Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Fair Credit, Poor Credit |
Consumer |
See Terms* |
N/A |
N/A |
See terms |
None |
Be the first to write one |
Recommended Score: 543
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
| Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Fair Credit, Average Credit, Poor Credit |
Secured |
$36 for first year. Billed $3 per month thereafter |
N/A |
N/A |
21.95% Variable |
None |
Be the first to write one |
Recommended Score: 501 to 660
- PREMIER Bankcard credit cards are for building credit.
- Start building credit by keeping your balances low and paying all your bills on time each month.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- Credit Limit Increase Eligible after 12 months of consistent responsible account management.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
| Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Fair Credit, Average Credit |
Consumer |
See Terms* |
N/A |
N/A |
See Terms* |
None |
4 |
Recommended Score: 510 to 675
- Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
- An initial credit limit Up To $500! (See terms*)
- Checking account required.
- Free credit monitoring powered by TransUnion®
- Fast and easy application process.
- All credit types welcome to apply.
- *See Rates, Fees, Costs & Limitations for complete offer details
- ^^1% Cash Back is earned on payments to your Credit Card. Up To 10% Cash Back is earned on qualifying purchases at select participating merchants. Offer percentages vary by merchant and are subject to change. See Total Card Visa Rewards Programs Terms & Conditions for details
| Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Fair Credit, Poor Credit, Limited Credit |
Consumer |
See Terms* |
N/A |
N/A |
35.99%* |
None |
2 |
Recommended Score: 510 to 699
- A guaranteed $700 credit limit to help get your financial goals on track, if approved.
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- No security deposit, and a path to better credit.
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- Get the credit you deserve, even with less-than-perfect history.
- An unsecured card great for everyday purchases
- See Rates & Fees
* The Destiny Mastercard is issued by Concora Credit Inc. Applications are subject to issuer review (which may include obtaining your credit report) and approval. Fraud protection provided by Mastercard Zero Liability Protection. If approved, you'll receive the Mastercard Guide to Benefits that details the complete terms with your card.
| Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Poor Credit, Fair Credit, Limited Credit |
Consumer |
See Terms* |
N/A |
N/A |
See terms |
None |
Be the first to write one |
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