LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
Airline rewards credit cards allow you to earn points or miles that you can accumulate and redeem for free flights. Whether you’re a frequent flyer or you only take an annual vacation, an airline credit… 5 Tips for Choosing the Right Airline Credit Card
If you’re looking for ways to improve your credit, perhaps so you can buy a house or car, you may consider hiring a credit repair company to help you. Before you pay hundreds or thousands… What Are Your Credit Repair Rights?
Did you know you have more than one credit report? In the United States there are three major credit bureaus – Equifax, Experian, and TransUnion. If a creditor, lender, or another business needs to review… Why You Should Check All Three of Your Credit Reports
Spouses, partners, or even relatives may, at some point, consider applying for a loan together. As with anything, there are pros and cons to applying for a loan with someone. It’s important to think about… What to Know Before Applying for a Joint Loan
As debts get older, they start to affect you less and less. The impact to your credit score isn’t as heavy and the likelihood of a lawsuit decreases, too. Eventually, old debts will drop off… How to Avoid Resetting Old Debts
More than a few of the world’s richest people earned their fortunes by investing in the stock market. Many people never dip their toes into the stock market because they think they need a lot of… How to Start Investing on a Small Budget
Dealing with debt collectors can be a nuisance, but if a collection really belongs to you, dealing with it is better in the long run. Here are some tips for handling debt collection accounts and… Four Tips for Handling Debt Collection Accounts
The days of getting a new cell phone just for signing a two-year service agreement are long gone. Unless you can take advantage of a carrier promotion, you’ll likely pay full price for a new… Is a Smartphone Upgrade a Wise Choice?
There are dozens and dozens of credit cards on the market. Some aren’t worth a second look, but there are a handful with perks that are so great, you’d be crazy not to get at… Four Perks That Make a Credit Card Well Worth It
Everyone who’s looking for an opportunity to make money outside of their regular paycheck should be aware of pyramid schemes. These scams are typically disguised as legitimate opportunities to work from home and lure in… How to Avoid Falling for a Pyramid Scheme