The Major Difference Between Debit and Credit Cards
Two of the most common types of electronic payment methods are credit and debit cards. The two cards look so similar, it’s easy to confuse them. And to make things even more confusing, many debit…
latoyairby
LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
3 Reasons a Low Credit Card Rate is Better
The interest rate is one of the most important features of your credit card. It directly impacts the cost of your credit card whenever you carry a credit card balance. When you’re shopping for a…
Don’t Use a Credit Card for Investing. Here’s Why.
If you have a credit card with available credit and you’ve just spotted a great investment, you might be tempted to use your credit card to get into the investment. However, that could be a…
5 Basic Rules for Investing
According to CNBC, more than 700,000 people became millionaires in 2017. And many of them did so through investing. Whether your goal is to become a millionaire or to build a sizeable income, knowing…
3 Things to Consider Before Settling a Debt
If you fall behind on a debt, your creditor may extend an offer to settle the debt for less than the balance due. When you settle a debt, you pay only a portion of the…
Does a Fraud Alert Provide Enough Protection?
With the increased amount of data breaches comes an increased need to protect your identity from being stolen. Once a thief has your personal and financial information, they can use it to make unauthorized charges…
3 Signs You May Qualify for a Better Credit Card
The credit cards you open when you’re just starting out or repairing your bad credit aren’t always the cream of the crop. Sometimes even when you have great credit, you opt for a credit card…
How Federal Rate Increases Affect Credit Cards
The federal funds rate, set by Federal Reserve, is the basis for the interest rates set by most financial institutions. While the rate directly affects the interest rate that banks loan money to each other…
5 Major ATM Mistakes to Avoid Making
ATMs are a convenient way to get cash from your account and make other bank transactions without having to go inside a bank branch, It’s especially convenient outside of business hours or during the bank’s…
6 Things to Look for In a Savings Account
A savings account is more than just a place to keep your spare change or an account to hold your emergency fund. This place has to provide good protection for your money. You should put…