5 Reasons to Buy Less House Than You Can Afford
Many people max out their housing budget, purchasing as much house as the bank will allow. There may be a benefit to buying a home that’s priced under what you can actually afford, even if…
latoyairby
LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
5 Shopping Mistakes That Can Cost Big Time
Even though shopping is a necessary part of life, it’s still important to steer clear the mistakes that will hurt our wallets. Watch out especially for these five shopping mistakes Not shopping around. Never take…
3 Simple Daily Habits for Self-Employment Success
Self-employments has its rewards, but it also has some challenges. While you have a lot of freedom and flexibility in your schedule, you have to be disciplined to achieve results and ensure you can maintain…
Shopping for a Credit Card When You Have Excellent Credit
When you have an excellent credit score, the credit card world is your proverbial oyster. Not only do you have more credit card options, the options available to you include top-tier rewards credit cards. Your…
3 Steps to Keeping Irregular Expenses From Wrecking Your Budget
Budgeting for expenses that come every month is tough enough. Working in those irregular expenses that come only a few times a year can be even tougher. Property taxes, car tag renewal fees, annual insurance premiums,…
5 Tips for Putting Your Vacation on Your Travel Credit Card
A travel credit card, with all its available credit, seems like a great way to fund your vacation. You get to have a great time in a new place and postpone the burden of paying…
3 Benefits of a Second Income Stream
If the income from your job isn’t cutting it or you’re looking for way to get ahead financially, adding a second income stream may be a solution. A second income stream, it’s from a second…
How to Maximize Your Gas Credit Card Rewards
Gas rewards credit cards can help you cut your transportation cost – a benefit you’ll especially enjoy if you have a long commute to work or you take frequent road trips. If you have a…
4 Simple Ways to Become More Financially Disciplined
If you want to be better with your money and reach your financial goals, you must learn to be financially disciplined. Being disciplined will keep you from making mistakes like overdrafting your bank account and…
Benefits of Checking Your Credit Score Regularly
Checking your credit score only once a year or when you’re about to apply for a major loan might not be enough. If you want to improve or even maintain your credit score, it’s better…