Tips for Opening a Savings Account With a Small Amount of Money
Building a savings habit is one of the best things you can do for your financial health. Don’t put off saving money because you think you don’t have enough. The key is to look for…
latoyairby
LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
Why You’ll Regret Dipping Into Your Retirement Savings
Your retirement fund is a place that you can invest money you earn today so you’ll have a nest egg to support yourself when you finally stop working for good. Retirement may be decades away…
9 Tips for Making Bill Paying Easier
One thing is for sure – monthly bills will always be part of life. That doesn’t mean your bills have to be a headache. There are ways to manage your bills so that your finances…
5 Things to Look for In a Stock Trading App
In the past, trading stocks would have required you to meet with a stock broker who would make the trade on your behalf. In exchange for making the trade, the stock broker would charge a…
4 Tips for Handing Debt Collector Calls
When one of your accounts falls past due, your creditor may sell the account to a third-party debt collector. The debt collector then has the right to pursue you for payment. Of course, one of…
5 Easy Ways to Protect Your Finances
Remember the saying, “An ounce of prevention is worth a pound of cure”? That goes for your finances too. Whether you have a little money or a lot of it, taking steps to safeguard your…
Are Co-Branded Credit Cards Worth It?
Some of your favorite brands and retailers offer co-branded credit cards. These are credit cards that are partnered with a major retailer in addition to the bank who issues the credit card. Co-branded credit cards…
What Happens If You Don’t Pay a Collection
Any time you fall behind on a payment, there’s a risk of your account going to a debt collector. This applies to credit cards, loans, cell phone payments, cable service and anything else that has…
5 Reasons Your Credit Card Was Declined
Having your credit card declined is both embarrassing and inconvenience. It’s not always necessarily your fault – sometimes there’s a problem on the credit card issuer’s end. Even the merchant may have technical issues that…
Rising Gas Prices: A Credit Card Can Reduce the Pain at the Pump
In the past several weeks, you’ve probably noticed your gas prices creeping higher and higher each time you visit the gas pump. You’re especially feeling the pinch if you have an SUV or a vehicle…