LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
If you’re looking for an additional deduction to help lower this year’s tax bill, consider the home office deduction. Your home office doesn’t necessarily have to be an entirely separate room. Even a section of… Lowering Your Tax Bill With the Home Office Deduction
Before you get your hopes up about a great pre-approved credit card offer you received in the mail, you should know those terms aren’t guaranteed. Once you apply for the credit card, you could receive… Warning: Pre-Approved Credit Card Terms Aren’t Guaranteed
U.S. banks earned $32 billion in revenue from overdraft fees in 2012, according to Moebs Services, an economic research firm. That’s $32 billion in fees that consumers paid to banks because they, the account holders,… New Law Proposed to Limit Overdraft Fees
With most of our paychecks being directly deposited into our bank accounts, a trip to the ATM is almost always necessary if you want to have cash on hand. That can often mean taking a… ATM Fee Disclosure Sticker No Longer Required
You may have read it over and over again – a budget is a good thing – but that doesn’t make the process of budgeting any easier. Sticking to a budget can be as difficult… Tips for Sticking to Your Budget
The IRS already had delays with tax refunds for millions of consumers. Now, an H&R block tax preparation error leads to delayed refunds for about 660,000 taxpayers. The affected taxpayers were those whose returns included… Delayed Tax Refunds For More Than 600,000 H&R Block Customers
Most of us have some type of monthly service that we don’t want to have ended abruptly – like water or electricity, for example. So, if your service provider calls you saying that you’ve missed… Verify Billers Before Giving Your Card Number Over the Phone
People say that money isn’t everything, but somehow financial problems can affect your entire life. Financial difficulties can affect your work life, your home life, and your relationships. Money troubles can lead to depression, stress,… Identifying Reasons for Your Financial Struggle
There are plenty of things to do that are far more exciting than watching ourselves spend money. But, if you have lofty financial goals like saving for retirement or paying off debt, paying attention to… 5 Reasons to Pay Attention to Your MOney
Often our financial goals are so big, that it can take months to see significant progress and years to accomplish them. Staying the course can be hard considering the number of obstacles and distractions you… Sticking To Your Financial Goals