LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
Taking advantage of a 0% APR promotional balance transfer offer can save you a lot of money on credit card interest. If you’re considering a balance transfer, make sure you avoid these huge mistakes. Trying… 4 of the Biggest Balance Transfer Mistakes
We spend a lot of our time working, so if you’re not completely satisfied with your job, it’s hard to shake the idea of quitting. But, no matter how much you want to leave your… 4 Reasons to Stay At Your Job, Even When You Want to Quit
Major corporations known as credit bureaus or credit reporting agencies compile your credit information then sell it to businesses that need your credit information. From getting approved for credit cards and loans to getting a… 5 Rules Credit Bureaus Must Follow
When you use a credit card, you’re technically borrowing money from your credit card issuer. And, as with most types of loans, your credit card issuer will look for ways to make a profit from… 5 Credit Card Transactions That Cost the Most
A credit card’s interest rate is one of the most important features, particularly for cardholders who carry a balance on their credit cards. Having a low interest rate means minimizes the cost of paying off… What to Do If You Trigger Your Credit Card’s Penalty Rate
Several of the latest credit cards boast a cutting-edge, sleek design that’s far more attractive than plain old plastic. Cardholders would feel a rush of prestige to hand a metallic card to a waitress or whip it out in… 4 Credit Card Features to Research Before You Apply
It takes a lot of time, effort, and sacrifice to build a healthy emergency fund. Seeing so much money in your bank account can be tempting, especially when you’re constantly bombarded with advertisements for electronics,… How to Avoid Dipping Into Your Emergency Fund
Do you ever think about your money and doubt that you’re doing well because you’re not where you want to be? Your finances might be in a better place than you think. Here are eight… 8 Signs You’re Doing Well Financially
Some relationships are meant to be forever. Your relationship with your bank isn’t one of them. Breaking up with your bank means going through the process of changing your direct deposit, getting a new debit card, and… 6 Signs It’s Time to Leave Your Bank
Major life events can affect your finances and your ability to pay your bills. Job loss, disability, death of a family member, or relocation can create temporary hardship and make it difficult to stay on… Can Forbearance Save You From Loan Default?