Creditors and financial institutions are required to develop and implement an Identity Theft Prevention Program by November 1, 2008. The Federal Trade Commission (FTC) has issued a list of 26 red flags to help give… 26 "Red Flag" Guidelines for the Identity Theft Prevention Program
Unfinished business in the wake of the housing bust My neighborhood is still under construction. The back of the subdivision has unfinished gravel roads, and some of them are still dirt. Empty, weed-grown lots abound,… The Effect of the Housing Bust in My Neighborhood
Credit cards issuers have reacted to the credit crunch by slashing credit limits. As credit cards issuers position themselves to prevent further long-term losses originating from the sub-prime mortgage mess, card holders should prepare for… Credit Limit Reductions
President Bush signed the housing rescue bill into law on Wednesday. The new laws have two main objectives; to help struggling homeowners refinance into affordable loans guaranteed by the Federal Housing Authority (FHA), and to… President Bush Signs Housing Bill
Living from paycheck to paycheck? Using your credit cards to pay your monthly expenses? Wondering how you’ll ever get on top of your debt when the credit card balances seem to grow little by little… Freedom From Debt
What is a credit protection plan? A credit protection plan – also known as credit insurance – is an optional add-on with many types of loans, meant to protect your credit in the case that… The Credit Card Protection Program
The credit crunch The U.S. mortgage meltdown of 2007 started the whole process of a global credit crunch. Extreme bank losses, due to record numbers of defaults and foreclosures, put some lenders out of business,… Surviving the Credit Crunch
When I first started driving as a teenager, gas was only $.99/gallon. And the car I drove was a Chevy Chevette. Not too glamorous, but I could get to school, work, and play for about… Ca High Gas Prices Be Good?
Credit monitoring services offer subscribers access to their credit reports and credit scores from one or all three of the major credit reporting agencies, Experian, Equifax, and TransUnion. Many monitoring services allow unlimited access to… Credit Monitoring Services
One of the decisions you’ll need to make when you move out on your own is whether to have a roommate. Having a roommate lets you share in the cost of having your own place,… Renting with a Roommate