You may be one of the millions of people who received one of those annoying phone calls, or several phone calls, from “Rachel” from “Cardholder Services” promising to help you reduce your credit card interest… Court Orders $9.2 Million Judgment Against "Rachel" from "Cardholder Services"
Though budgeting has repeatedly been touted as one of the basic financial habits, not many Americans are budgeting their monthly income. According to a recent poll from Gallup, only 32% of Americans budget each month.… Two Thirds of Americans Aren’t Budgeting
Students borrowing certain need-based Federal loans after July 1, 2013 will pay a higher interest rate than previous borrowers paid on the same loan. Rates on new Direct Subsidized Loans, a need-based loan otherwise known… Rates on New Stafford Loans Double
People are taking more time paying off their auto loans. Auto lenders, in an effort to get more people to buy more cars, are giving people more time to pay off their loans. The result… What to Do When You Pay Off Your Car
We’ve all heard the phrase, “Time is money,” but do we really believe this? Do we behave this way? If you’re having financial trouble, consider whether your time management may be, at least partially, to… How Better Time Management Can Improve Your Finances
How many times have you said to yourself “If I only had more money?” as you poured over a stack of bills or laid awake thinking about your finances? It may not be much consolation,… Why More Money May Not Solve Your Money Problems
One of the basic rules of using a checking account is that you should never spend more money than you have available in your account. Break this rule and you’ll receive a financial penalty, either… Overspending Your Checking Account: Overdraft vs. NSF Fees
One of the happiest times in a couple’s life is joining together in holy matrimony. As you settle in your life together, one of the decisions you’ll have to make it whether to have separate… Just Married? Joint vs. Separate Accounts
Graduation, birthday, wedding, Christmas are all occasions when you’re likely to receive gifts and what better gift than cash. With cash you can buy whatever you like and possibly an even better gift than the… Five Smart Ways to Spend Cash Gifts
Do you often find that you run out of money before your next payday comes? Feel like your money should stretch further than it actually does? Do you frequently overdraft your checking account? If you… 6 Ways To Waste Money