When you hear the term “CD” you might immediately think of the round, flat disc that you stick into a player to hear music. There’s another kind of CD you should know about, one that… Introduction to CDs: Certificates of Deposit
Whether you get a tax refund or you owe taxes after completing your tax return depends largely on how much you paid in taxes throughout the year. If you receive a refund, then you overpaid.… Does Your Tax Withholding Need an Adjustment?
A recent survey from the NFCC reveals the top financial concerns of consumers: saving money, not having or affording health insurance, making debt obligations, credit score concerns, fear of job loss. There are definitely a… Facing Your Biggest Financial Feasr
The National Foundation of Credit Counseling and the Network Branded Prepaid Card Association surveyed American consumers about their financial concerns and 57% answered that they’re worried about their savings. Slightly more of respondents were worried… More Than Half of Americans Concerned About Saving
Last year, the Consumer Financial Protection Bureau began publishing summary data about consumer complaints in an online database. At first, the database only included details about credit card complaints. But, a few days ago, the… Mortgages Top CFPB Complaint List
The Federal Trade Commission has long been warning consumers against advance fee loan scams where scammers trick consumers into wiring a fee to receive a loan. There are all kinds of variations of this scam,… More Advance Fee Scams Requesting MoneyPaks
If you’re looking for an additional deduction to help lower this year’s tax bill, consider the home office deduction. Your home office doesn’t necessarily have to be an entirely separate room. Even a section of… Lowering Your Tax Bill With the Home Office Deduction
Before you get your hopes up about a great pre-approved credit card offer you received in the mail, you should know those terms aren’t guaranteed. Once you apply for the credit card, you could receive… Warning: Pre-Approved Credit Card Terms Aren’t Guaranteed
U.S. banks earned $32 billion in revenue from overdraft fees in 2012, according to Moebs Services, an economic research firm. That’s $32 billion in fees that consumers paid to banks because they, the account holders,… New Law Proposed to Limit Overdraft Fees
With most of our paychecks being directly deposited into our bank accounts, a trip to the ATM is almost always necessary if you want to have cash on hand. That can often mean taking a… ATM Fee Disclosure Sticker No Longer Required