One of the best solutions to many money issues, especially those pertaining to cash flow, is to track your spending. If you can’t figure out why ends don’t seem to meet, tracking your spending for… Don’t Let Expense Tracking Drain You
Many of us probably have monthly expenses that seem to drain our financial resources. You probably think of this particular expense (or these expenses) and dream about the way your life would be if you… Dealing With Financial Burdens
There’s currently more than $1 trillion in outstanding student loans debt and more than 7 million borrowers are in default on their student loan payments. There are dire consequences to defaulting on a student loan,… Struggling With Student Loan Payments? Ask for a Better Repayment Plan
Every financial product that appears to make your life easier, likely comes with a fee that, in some way, will actually make your life more difficult. Take payroll cards, for example. Many employers are choosing… Employer Use of Payroll Cards Can Be Expensive for Employees
It’s here! The beginning of my new fiscal year, and in my new fiscal year I hereby resolve to get control of my finances. In order to accomplish that I have to be smart, or… Nickel and Dime Yourself to Life, Part 2
The Fair Credit Reporting Act gives consumers the right to use a credit reporting agency who violates their rights. An Oregon woman recently won an $18.4 million judgment against Equifax, one of the three major… Oregon Woman Wins $18M Judgment Against Major Credit Bureau
I have an embarrassing confession. It has taken me nearly eight months to write this. I’ve written and rewritten this column–heck, this sentence–more times than I care to admit. My original plan was to write… Nickel and Dime Yourself to Life, Part 1
A recent survey from the National Foundation for Credit Counseling revealed a surprising misconception that may explain why so few consumers take time to create a budget. More than half of survey respondents – 57%… Many Americans Confused About the Purpose of Budgeting
If you want a quick, cheap meal while you’re on the go, McDonald’s may be the first place that crosses your mind. But, it’s probably not a good idea to rely on the billion-dollar fast… McDonald’s Sample Budget Reveals Low Wage Struggle
Living paycheck to paycheck and making just enough money to pay the bills is no fun. Living this way month after month, year after year can take a toll on your emotional well-being. The financial… Making a Bad Financial Situation Better