High Yield Savings Accounts

The bank account and interest rate you choose will affect your financial future in a number of ways. This holds true both for CD's, money market, and savings and checking accounts.

As you compare options, consider the following details: bonuses and promotions, fees, interest rates, account features, safety and security, cross-product offerings, and brand recognition (among others that are important to you).

Whether you are moving your balance or starting with new funding, we have you covered with a clean and easy to understand comparison of some of the top banks in the US.

Axos High Yield Savings
Axos High Yield Savings
Highlights: Interest compounded daily and no monthly fees
Highest APY Yield: 0.61%
  • Earn 0.61% APY
  • Suite of digital money management tools
  • No maintenance fees
  • No monthly minimum balance requirements
  • $250 minimum balance to open an account


CIT Bank Savings Builder
CIT Bank Savings Builder
Highlights: Accelerate Your Savings
Highest APY Yield: 0.40%
  • Earn up to 0.40% APY with a savings plan that fits your lifestyle.
  • Two ways to accelerate your savings
  • High Balance Savers: Maintain a balance of $25k or more to earn our highest interest rate.
  • Monthly Savers: $100 minimum to open an account plus, $100 minimum single deposit per month to earn our highest interest rate.


CIT Bank Savings Connect
CIT Bank Savings Connect
Highlights: Grow your savings faster
Highest APY Yield: 0.50%
  • Savings Connect gives you the benefits of a savings account with a linked eChecking account.
  • When you open a Savings Connect account, we will also open an eChecking account for you. You'll immediately earn Savings Connect's top rate, while enjoying eChecking convenience.
  • The eChecking account earns interest, has no monthly or ATM fees–and reimburses up to $30 in other bank's ATM fees per statement cycle.
  • You can maintain the top Savings Connect APY of 0.50% by depositing at least $200 a month into your eChecking account, or earn a competitive, slightly lower APY of 0.42% without making the required monthly deposit.


Chime Savings Account
Chime Savings Account
Highlights: Automatic savings features
Highest APY Yield: 0.50%
  • 0.50% Annual Percentage Yield (APY)¹ — over 10X² the national average!
  • No minimum or maximum balance requirements
  • No fees³
  • Automatic Savings features
  • Signing up takes 2 minutes


Aspiration Spend & Save
Aspiration Spend & Save
Highlights: Earn cash back on debit card purchases
Highest APY Yield: 1.00%
  • Earn cash back on debit card purchases and more than 15x the national interest rate on savings
  • Choose a monthly fee you think is fair
  • Aspiration Spend and Save account does not include a credit card
  • Spend and save with fossil fuel-free deposits
  • Fee-free ATM withdrawals at 55,000+ Allpoint ATMs
  • Cash back on debit card purchases at socially conscious businesses
  • Up to 1.00% in interest on savings with Aspiration Plus
  • Option to plant a tree with every roundup
  • Personal impact score to help you shop to match your values


Quontic Bank High Yield Savings
Quontic Bank High Yield Savings
Highest APY Yield: 0.55%
  • Earn 0.55% APY with a Quontic High Yield Savings Account
  • Start earning interest from Day 1 of your first deposit with no limit on how much you can earn.
  • Open an account online in just 3 minutes
  • Interest is compounded daily and credited to your account every month


We are adding more banks and updating rates daily, so check back often if you are waiting for the right deal.

Also, it's critical to only compare FDIC-insured banking institutions, of which there are more than 4,800 throughout the country.