High Yield Checking Accounts
The bank account and interest rate you choose will affect your financial future in a number of ways. This holds true both for CD's, money market, and savings and checking accounts.
As you compare options, consider the following details: bonuses and promotions, fees, interest rates, account features, safety and security, cross-product offerings, and brand recognition (among others that are important to you).
Whether you are moving your balance or starting with new funding, we have you covered with a clean and easy to understand comparison of some of the top banks in the US.
Quontic Bank High Interest Checking
Highest APY Yield: 1.10%
- Earn up to 1.10% APY on all balances
- Open an account online in just 3 minutes
- No monthly maintenance fees or minimums
- $100 minimum deposit required to open an account
About Quontic Bank
Quontic is the adaptive digital bank helping people grow their money with purpose. We’re changing the narrative of traditional banking – Quontic is innovative, digital-first, and customer-centric without sacrificing the personal touch.
Our Take
It has never been easy to find a high-interest checking out with reasonable fees. However, the Quontic Bank high interest checking account fits the mold. With this account, you're able to earn interest on the money you use for everyday purchases.
With no maintenance fees or minimums, there's nothing to worry about on this front. The only requirement is that you make a $100 minimum deposit to open your account. Once you do that, you have access to a feature-packed checking account that pays out industry-leading interest.
Terms and Conditions
10 debit card point of sale transactions of $10 or more per statement cycle required to earn the maximum APY per account balance tier. If the qualifying activity requirement is NOT fulfilled, the interest rate paid on the entire balance will be 0.01% APY. Please visit our website for list of non-qualifying activities. APY means Annual Percentage Yield.
Availability
Available nationwideContact Quontic Bank
Customer Service: 1-800-908-6600
Axos Rewards Checking
Highlights: Never pay monthly maintenance fees again
Highest APY Yield: 3.30%
- Use the promo code AXOS300 when you apply for a Rewards Checking account by June 30th, 2024. Then have qualifying direct deposits to earn up to a $300 bonus!†
- Build your own APY with up to 3.30% APY*
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- No initial deposit requirement
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
About Axos Bank
Since Axos Bank first opened for business on July 4, 2000, Axos Bank has been leading the way in digital banking. Today they’re a technology-driven financial services company that provides innovative banking products and services to customers nationwide.
Our Take
Don't believe the myth that every checking account is “more or less the same.” The Axos rewards checking account proves this wrong once and for all. With an APY of up to 3.30% and no monthly maintenance fees, it's easy to see why this account stands out in a crowded industry.
Other features of the Axos rewards checking account include no NSF fees, zero overdraft fees, no minimum monthly balance requirement, and unlimited domestic ATM fee reimbursements.
If you're ready to take advantage of all these benefits — among others — all you need is $50 to open an account. From there, you'll have all the checking account features you've come to enjoy, along with many others that will change the way you bank forever.
Terms and Conditions
See Bank Website for terms and conditions
Availability
Available nationwide
We are adding more banks and updating rates daily, so check back often if you are waiting for the right deal.
Also, it's critical to only compare FDIC-insured banking institutions, of which there are more than 4,800 throughout the country.
