High Yield Checking Accounts

The bank account and interest rate you choose will affect your financial future in a number of ways. This holds true both for CD's, money market, and savings and checking accounts.

As you compare options, consider the following details: bonuses and promotions, fees, interest rates, account features, safety and security, cross-product offerings, and brand recognition (among others that are important to you).

Whether you are moving your balance or starting with new funding, we have you covered with a clean and easy to understand comparison of some of the top banks in the US.

Quontic Bank High Interest Checking
Quontic Bank High Interest Checking
Highest APY Yield: 1.01%
  • Earn 1.01% APY on the Portion of Daily Balances up to $150,000
  • Open an account online in just 3 minutes
  • No monthly maintenance fees or minimums
  • $100 minimum deposit required to open an account


Axos Rewards Checking
Axos Rewards Checking
Highlights: Never pay monthly maintenance fees again
Highest APY Yield: 1.00%
  • Up to 1.00% APY
  • Zero monthly maintenance fees
  • Zero overdraft or NSF fees
  • Zero minimum monthly balance requirements
  • Unlimited domestic ATM fee reimbursements
  • Online debit card management
  • Zero minimum balance requirement
  • Only $50 to open an account


CIT Bank High Yield eChecking
CIT Bank High Yield eChecking
Highlights: No monthly fees
Highest APY Yield: 0.25%
  • CIT Bank does not charge ATM fees. Get up to $30 in other bank’s ATM fees reimbursed per month.
  • Debit card with EMV chip technology.
  • Transfer, pay and purchase via mobile with Zelle®, Bill Pay, Samsung Pay and Apple Pay.*
  • Deposit checks and make unlimited withdrawal and disbursements with the CIT Bank mobile app.
  • 24/7 account access online and mobile, plus an automated telephone system.
  • Easily set travel alerts or stop/restrict use on your debit card.


We are adding more banks and updating rates daily, so check back often if you are waiting for the right deal.

Also, it's critical to only compare FDIC-insured banking institutions, of which there are more than 4,800 throughout the country.