High Yield Deposit Accounts

The bank account and interest rate you choose will affect your financial future in a number of ways. This holds true both for CD's, money market, and savings and checking accounts.

As you compare options, consider the following details: bonuses and promotions, fees, interest rates, account features, safety and security, cross-product offerings, and brand recognition (among others that are important to you).

Whether you are moving your balance or starting with new funding, we have you covered with a clean and easy to understand comparison of some of the top banks in the US.

Quontic Bank High Interest Checking
Quontic Bank High Interest Checking
Highest APY Yield: 1.10%
  • Earn up to 1.10% APY on all balances
  • Open an account online in just 3 minutes
  • No monthly maintenance fees or minimums
  • $100 minimum deposit required to open an account

Axos High Yield Savings
Axos High Yield Savings
Highlights: Interest compounded daily and no monthly fees
Highest APY Yield: 0.61%
  • No monthly maintenance fees
  • No minimum balance requirements
  • $250 minimum opening deposit
  • Free Incoming Wires
  • Zero Minimum Balance Requirement

Axos Rewards Checking
Axos Rewards Checking
Highlights: Never pay monthly maintenance fees again
Highest APY Yield: 3.30%
  • Use promo code SUNNYBONUS and apply by December 31st, to earn up to a $300 bonus!
  • Zero monthly maintenance fees
  • Zero overdraft or NSF fees
  • Zero minimum monthly balance reqs
  • Unlimited domestic ATM fee reimbursements
  • Online debit card management
  • Simple, 3-step process for direct deposit
  • Only $50 to open an account

CIT No-Penalty, 11-Month CD
CIT No-Penalty, 11-Month CD
Highlights: Security and flexibility with access to funds. $1,000 minimum opening deposit.
Highest APY Yield: 4.80%
  • No penalty to access funds if needed before maturity*
  • No opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured*

CIT Bank Savings Builder
CIT Bank Savings Builder
Highlights: Accelerate Your Savings
Highest APY Yield: 1.00%
  • Earn up to 1.00% APY with a savings plan that fits your lifestyle.
  • Two ways to accelerate your savings
  • High Balance Savers: Maintain a balance of $25k or more to earn our highest interest rate.
  • Monthly Savers: $100 minimum to open an account plus, $100 minimum single deposit per month to earn our highest interest rate.

CIT Bank Money Market Account
CIT Bank Money Market Account
Highlights: Easily pay people and bills, with no monthly fees.
Highest APY Yield: 1.55%
  • Fund your account with at least $15,000 within 15 days and keep a minimum balance of at least $15,000 for 60 days following the 15-day funding period.
  • Within 30 days following the end of the review period, if you’ve fulfilled the requirements, we’ll send you an email with your Prime membership code.

CIT Bank Savings Connect
CIT Bank Savings Connect
Highlights: Grow your savings faster
Highest APY Yield: 4.50%
  • Earn 20x the national average with a Savings Connect account.*
  • Get a competitive rate on your Savings Connect account, plus you earn interest on the linked eChecking account.
  • Digital Convenience with online banking and the mobile app.
  • CIT Bank doesn't charge ATM fees and reimburses up to $30 in other U.S. bank's ATM fees on eChecking accounts.
  • Deposit checks remotely and make transfers easily with the CIT Bank mobile app.

Chime Savings Account
Chime Savings Account
Highlights: Automatic savings features
Highest APY Yield: 2.00%
  • 2.00% Annual Percentage Yield (APY)¹ — over 10X² the national average!
  • No minimum or maximum balance requirements
  • No fees³
  • Automatic Savings features
  • Signing up takes 2 minutes

Quontic Bank High Yield Savings
Quontic Bank High Yield Savings
Highest APY Yield: 4.05%
  • Earn 4.05% APY with a Quontic High Yield Savings Account
  • Start earning interest from Day 1 of your first deposit with no limit on how much you can earn.
  • Open an account online in just 3 minutes
  • Interest is compounded daily and credited to your account every month

Quontic Bank Money Market Account
Quontic Bank Money Market Account
Highlights: Savings As Easy As 1-2-3...
Highest APY Yield: 3.75%
  • Earn up to 3.75% Annual Percentage Yield with a Quontic Money Market Account
  • Let our highest yield savings account do all of the work.
  • $100 minimum deposit required to open an account

Quontic Bank Certificate of Deposit
Quontic Bank Certificate of Deposit
Highlights: 5 Maturity Date & Rate Options
Highest APY Yield: 4.75%
  • Earn up to 4.75% Annual Percentage Yield (APY)
  • Open an account online in just 3 minutes
  • Minimum of $500 required to open.

We are adding more banks and updating rates daily, so check back often if you are waiting for the right deal.

Also, it's critical to only compare FDIC-insured banking institutions, of which there are more than 4,800 throughout the country.