Next Step

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Replied by yoyo11 on topic Re: Next Step

Hello Meya, In my option "brand" really doesn't matter" as long has you have a good warranty, good CS, and a good computer. I know we have talked about flex pays before.

ShopNBC has notebooks / Acer on flex pays...after a $100 rebate a 15.4 $699.

HSN has Gateways on sale. You just missed the 17inch notebook, but the do have 15.4 on sale. Free shipping on flex pay!

HSN Gatway desktops are: 19 in $699 4pymts $174.98
22 in $799 4pymts $199.98
24 in $979 5pymts $195.98
***HD/ TV tuners***

The shipping on the desktops are $49.95 which is included in your first payment. Always order online, that way you won't be charged taxes.

Try QVC..I know they have a few on sale also.

If you have a hard time seeing/ I recommend the 22 inch screen. HSN also have an ACER laptop at $599.94 shipping $8.00 2 flex pay of $299.

Memory is important ..the HSN computers comes with a lot of software already installed and pre-installed. So if you don't want all the pre-installed software give it to a friend.

My computer is a Dell at 2GB / 160GB I have plenty of free space / tons of softwear installed/ plus my work related software.

I just changed DSL to Cable internet so everything runs faster...GOOD LuCK!!!:laugh:
10 years 11 months ago #1

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Replied by Meya on topic Re: Next Step

New egg has pretty cool prices HJM331, I was reading people reviews and got paranoid. I think I need a laptop consultation from you guys. I am not familiar with them and do not know if I need much memory now. I am not going to really do anything with it but

1. FG.....when I am out for a couple of days
2. Homework....That is going to end 4/09
3. Pay bills when out

Basically, that's it! This is why I do not want a fancy one. But here is the down side, I am going back to school after I graduate next year and I am going to change my job career. I will not be able to be on my PC as much because of work and school. That is why I don't want a laptop with less speed, memory, and slow loading. I was reading the consumers feedback about the Acer and they spoke real bad about it on Newegg. Now I am scratching my head. Especially the part about them not having drivers, backup Cd's, and having a hard time to match drivers. :relieved: Heeeeelp!!!!:scared:
10 years 11 months ago #2

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Replied by Meya on topic Re: Next Step

Girl HSN, have computers on flex pay...go to www.hsn.com and check out those new labtops....4 to 5 flex pays, you'll be done in a few month paying it off with no APR!!!!!!!


They are pretty steep YoYo11 :relieved: I did not want one all fancy and I have seen some much cheaper at Walmart. I think the flex pay is real cool but I am not trying to spend over a grand for one. The ones that were cheaper has very low GB, Ram, and Memory. By they time I transfered all my homework over to it, I would have to go out and purchase more memory.
10 years 11 months ago #3

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Replied by yoyo11 on topic Re: Next Step

Girllll you better hop on over to HSN.com and get yourself a laptop like YoYo suggested. That is what I did last year and have not regretted my purchase either

KMoney she's not listening...say it louder LOL!! They got Gateways on sale now...she better g:embarrassed:et the hook-up!! I'm waiting for my 52 HD LG TV to go back down to $1200 on flex pay w/free shipping...I missed it twice last year and this year..I believe the TV now is $1700 but it's a 50 inch. Man I bet you it would go back on sale in Nov or Jan!!!
10 years 11 months ago #4

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Replied by KMoney on topic Re: Next Step

Speaking of computer company, I need to purchase a laptop instead of using my sisters all the time. Dell denied me last year, I wonder if they will do it again next year


Girllll you better hop on over to HSN.com and get yourself a laptop like YoYo suggested. That is what I did last year and have not regretted my purchase either
10 years 11 months ago #5

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Replied by hjm331 on topic Re: Next Step

Not Citibank, CIT Bank. CIT Bank is based in Utah, they're two different banks.
10 years 11 months ago #6

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Replied by Meya on topic Re: Next Step

Newegg, new hard inq, CITIBANK:scared:. That's an automatic denial for me. I only have 1 inq (which lead to a new account) this year. I dont want to add anymore to the report this year. I would rather wait until I start next year for the big bang.:innocent:
10 years 11 months ago #7

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Replied by hjm331 on topic Re: Next Step

Meya, if you want to buy a new laptop, you try apply for a Newegg card. They don't report to the credit bureaus which is great because it won't have any impact on your utilization on your credit report. However, the card is offered by CIT Bank which also issues the Dell card. Newegg approved me for their card and gave me a $2k CL to use right away.
10 years 11 months ago #8

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Replied by yoyo11 on topic Re: Next Step

Speaking of computer company, I need to purchase a laptop instead of using my sisters all the time. Dell denied me last year, I wonder if they will do it again next year


Girl HSN, have computers on flex pay...go to www.hsn.com and check out those new labtops....4 to 5 flex pays, you'll be done in a few month paying it off with no APR!!!!!!!!:cool:
10 years 11 months ago #9

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Replied by Meya on topic Re: Next Step

Speaking of computer company, I need to purchase a laptop instead of using my sisters all the time. Dell denied me last year, I wonder if they will do it again next year:confused:
10 years 11 months ago #10

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Replied by iantha1 on topic Re: My Credit Scores are Jumping from 600-700 in months

I hope everything goes well for you. If you gave the CB's your email, you will be a response on your disputes that way rather than waiting for a letter in the mail... Please keep us posted.



Hello again, I did give all of them my email, And im keeping my current 4 credit cards bal super low. Plus i just got approved for a 5000 credit line from a computer company. So ill buy a new lap top(bigger screen) and make big pymts on it asap. On the road back to good credit (full steam ahead):cheesing:
10 years 11 months ago #11

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Replied by yoyo11 on topic Re: My Credit Scores are Jumping from 600-700 in months

Hello Yoyo- Your info is very very very help full. i have taken your lead and started my disputes online with all three credit b's to get some very old wrong negitive info removed from my file. Im at 574 at this point but im sure after im done disputing this incorrect info my score will jump to 620 or better .. thanks again for all the info


I hope everything goes well for you. If you gave the CB's your email, you will be a response on your disputes that way rather than waiting for a letter in the mail... Please keep us posted.
10 years 11 months ago #12

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Replied by iantha1 on topic Re: My Credit Scores are Jumping from 600-700 in months

Hello Yoyo- Your info is very very very help full. i have taken your lead and started my disputes online with all three credit b's to get some very old wrong negitive info removed from my file. Im at 574 at this point but im sure after im done disputing this incorrect info my score will jump to 620 or better .. thanks again for all the info:cool:
10 years 11 months ago #13

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Replied by KMoney on topic Re: Next Step

Congratulations YoYo I am soooo happy for you
10 years 11 months ago #14

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Replied by mousepad on topic Re: My Credit Scores are Jumping from 600-700 in months

thats my yoyo always something good to bring to the table
10 years 11 months ago #15

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