Scores

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Replied by Wanderer on topic Re: Scores

how do i get 3 different score from the 3 major companies


Many factors such as different information in the three credit bureaus, timing of reporting by creditors, different scoring risk models although close not exactly the same. Even differnet scoring models such as Equifax has it's own model which is close to FICO but not the same, Experian which likes to give consumers their Plus Scores which are somewhat different and now Trans Union uses it's Vantage Scores which is quite a bit different. Myfico.com has the models most similar to true FICO Scores. Note, that some lenders are using the 2008 FICO Scoring Model which again is a little different. Confused yet? Lendors use their own risk scoring models and can see your scores a little different again. Auto Dealers have their own scoring risk models which look more closely at your past installment loans for vehicles... So, good luck.
7 years 11 months ago #1

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Replied by thomasp92 on topic Re: Scores

how do i get 3 different score from the 3 major companies?:scared:like experion.trans,equ
7 years 11 months ago #2

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Replied by thomasp92 on topic Re: Scores

:fun:im kinda new to the scores thing,can anyone tell me how you get a different score per experion,trans,equ?credit karma says i have 713 c score with fico of 697 whatz up with that/
7 years 11 months ago #3

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  • Nuovocapitolo
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Replied by Nuovocapitolo on topic Re: Scores

updated 8-20-11
Equifax is now 772
7 years 11 months ago #4

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was created by Nuovocapitolo

Credit Karma is 655 (this sucks)
Vantage Score is 706
Experian 735
Trans Union 688
Equifax is low 700's
8 years 1 week ago #5

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