Citi Change In Terms

  • ColoNative
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Replied by ColoNative on topic Re: Citi Change In Terms

Well you are going to have to share some of that love soon. Yes I am bragging on every thread, I am so anxious....lol



I know I can't wait for you to get one. Soon!
10 years 10 months ago #1

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Replied by Meya on topic Re: Citi Change In Terms

I still love them.

Well you are going to have to share some of that love soon. Yes I am bragging on every thread, I am so anxious....lol
10 years 10 months ago #2

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  • ColoNative
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Replied by ColoNative on topic Re: Citi Change In Terms

True, but if too many complain, they will change trust me. They don't want to loose who or what made them.



I still love them.
10 years 10 months ago #3

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Replied by ColoNative on topic Re: Citi Change In Terms

As everyone says "It's not personal, it's just business."


Right, and they lowered the rates so I am okay with it.
10 years 10 months ago #4

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Replied by hjm331 on topic Re: Citi Change In Terms

That's also true. Tough times call for extra measures though.
10 years 10 months ago #5

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Replied by Meya on topic Re: Citi Change In Terms

True, but if too many complain, they will change trust me. They don't want to loose who or what made them.
10 years 10 months ago #6

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Replied by hjm331 on topic Re: Citi Change In Terms

As everyone says "It's not personal, it's just business."
10 years 10 months ago #7

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Replied by Meya on topic Re: Citi Change In Terms

They are out jacking allot of individuals with Apr's, but they need to keep their good customers happy by not affecting them. There are plenty of people out there who are paying late, slow, and min balances, it would be different in that category. But the ones who kept you in business, pif's, long term trustworthy history, heavy card users,....etc, they should cut them some slack.
10 years 10 months ago #8

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Replied by Meya on topic Re: Citi Change In Terms

Principle that I have a higher score then 96% of other Americans, so I feel that I have earned the right for better APR's. And they gave that to me.

:white-flag:
10 years 10 months ago #9

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Replied by ColoNative on topic Re: Citi Change In Terms

What is your current interest rate on your Citi card(s)?


My Citi MasterCard is at 10.9%, My Citi Visa is 11.9% and the AT&T Universal MasterCard is 14.76%-it is based on LIBOR for some reason.
10 years 10 months ago #10

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Replied by hjm331 on topic Re: Citi Change In Terms

What is your current interest rate on your Citi card(s)?
10 years 10 months ago #11

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Replied by ColoNative on topic Re: Citi Change In Terms

Actually, mines dropped by 1% from 14.99% to 13.99% due to the drop of the prime rate.


Mine dropped to 10.9% before the change in terms
10 years 10 months ago #12

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Replied by hjm331 on topic Re: Citi Change In Terms

Actually, mines dropped by 1% from 14.99% to 13.99% due to the drop of the prime rate.
10 years 10 months ago #13

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Replied by ColoNative on topic Re: Citi Change In Terms

The interest rate was at 13.99% on my Citi Secured Mastercard when I last checked it which was Saturday. This is a PIF card for me so the APR doesn't really matter.


That's good. From what I was told the rate increase was only for people who did not have a rate increase for the last 2-3 years.
10 years 10 months ago #14

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Replied by ColoNative on topic Re: Citi Change In Terms

CN, please, what principle. All financial institutes in distress, all of them feverishly look for some ways to get out of troubles. Indulge them, anyway it costs you nothing and some account manager will report this RJ and keep his/hers job.


Principle that I have a higher score then 96% of other Americans, so I feel that I have earned the right for better APR's. And they gave that to me.
10 years 10 months ago #15

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