available credit

  • Posts: 137

Replied by patrick12 on topic Re: available credit

Recent Increases on my cards

Citi Platinum Select, $1,500.00, now $2,500.00
Citi Diamond Preferred $1,500.00 now $5000.00
Sams Club $2500.00 now $6500.00
JC Penny, $800.00 now $2800.00
Amazon.com $1500.00 now $2100.00
Lowes $1500.00 now 2500.00
Wal-Mart $1200.00 now $1800.00
GTE Financial Platinum Visa APR reduced to 8.99% from 10.99%
Discover Card $1000.00 now $2000.00


TU 04 Classic Score 727, Equifax Beacon 5.0 Score 739, Experian Fair Issac II model score 713
7 years 3 months ago #1

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Replied by ColoNative on topic Re: available credit

Yup I am, do you have a card from them Meya?



Excellent. Let us know how it goes. :cheesing:
10 years 5 months ago #2

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Replied by Meya on topic Re: available credit

Not yet! I am still trying to pay everyone off completely.:upset:
10 years 5 months ago #3

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Replied by KMoney on topic Re: available credit

Thinking about giving them a try


Yup I am, do you have a card from them Meya?
10 years 5 months ago #4

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Replied by Meya on topic Re: available credit

Thinking about giving them a try?:innocent:
10 years 5 months ago #5

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10 years 5 months ago #6

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Replied by ColoNative on topic Re: available credit

10 years 5 months ago #7

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Replied by KMoney on topic Re: available credit

6/17/2009


Hey Meya do you know if the BOA secured card is still around?
10 years 5 months ago #8

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Replied by Meya on topic Re: available credit

6/17/2009
10 years 5 months ago #9

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Replied by dreamr802 on topic I didn't know that you

I didn't know that you could do that with your credit card to increase your limit. I definitely wouldn't play around with all the credit cards and transfer all the balances.
11 years 7 months ago #10

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Replied by Meya on topic Lol! :laugh: :laugh: :laugh:

Lol!
:laugh: :laugh: :laugh:
11 years 8 months ago #11

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Replied by hjm331 on topic BofA=The Best Hands down, done deal!

BofA=The Best

Hands down, done deal!
11 years 8 months ago #12

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Replied by eric on topic YES this is true...its called

YES this is true...its called account consolidations... we can move a CL from one account to another...alot of people do it for security purposes or to do a huge balance transfer... security wise some people may have 2 or 3 cards with us and take $10k off of there $15 k account and use that card for everyday purposes. I moved $3k of my CL on my NFL visa over to my OSU Alumni mastercard keeping me with $500 on my visa that I use for my monthly gas and food at work and PIF every month, and now I have a $7k Mastercard that I have $4k worth of BT's (balance transfers) on ONLY at 0% until Feb of 2009...its also excellent when you want to use your card for a BT at a promo rate but you also want to use it for small purchases. The reason you do that is because if you have a BT at 0% and you have a APR on purchases at 9.9%, your payments are automatically allocated to lower apr's before higher aprs...so in essence when you pay...your paying your 0% BT before you even start paying into a purchase- while accruing interest evvery month on the purchases. So thats some of the reasons we do the CL consolidations on our accounts at BofA...hope this helps Eric
11 years 8 months ago #13

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Replied by hjm331 on topic smcc, it all depends on

smcc, it all depends on how far this goes and how it effects all of the other banks. At the end of the day, it's all competition and if Citi sees that they are losing customers to BofA for this reason, then they will start doing the same thing or even come up with a greater concept to win their customers back and even some of BofA's customers.
11 years 8 months ago #14

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Replied by hjm331 on topic I think that it's a

I think that it's a good idea to have a lot of available credit on the card that has more benefits such as lower interest rate, higher rewards, no AF.

I've always admired how Bank of America takes care of its customers as opposed to it's competitors.
11 years 8 months ago #15

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