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TOPIC: available credit

Re: available credit 6 years 5 months ago #1

  • patrick12
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Recent Increases on my cards

Citi Platinum Select, $1,500.00, now $2,500.00
Citi Diamond Preferred $1,500.00 now $5000.00
Sams Club $2500.00 now $6500.00
JC Penny, $800.00 now $2800.00
Amazon.com $1500.00 now $2100.00
Lowes $1500.00 now 2500.00
Wal-Mart $1200.00 now $1800.00
GTE Financial Platinum Visa APR reduced to 8.99% from 10.99%
Discover Card $1000.00 now $2000.00


TU 04 Classic Score 727, Equifax Beacon 5.0 Score 739, Experian Fair Issac II model score 713
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Re: available credit 9 years 7 months ago #2

  • ColoNative
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Yup I am, do you have a card from them Meya?


Excellent. Let us know how it goes. :cheesing:
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Re: available credit 9 years 8 months ago #3

  • Meya
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Not yet! I am still trying to pay everyone off completely.:upset:
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Re: available credit 9 years 8 months ago #4

  • KMoney
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Thinking about giving them a try

Yup I am, do you have a card from them Meya?
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Re: available credit 9 years 8 months ago #5

  • Meya
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Thinking about giving them a try?:innocent:
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Re: available credit 9 years 8 months ago #6

  • KMoney
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Re: available credit 9 years 8 months ago #7

  • ColoNative
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Re: available credit 9 years 8 months ago #8

  • KMoney
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6/17/2009

Hey Meya do you know if the BOA secured card is still around?
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Re: available credit 9 years 8 months ago #9

  • Meya
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6/17/2009
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I didn't know that you 10 years 10 months ago #10

  • dreamr802
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I didn't know that you could do that with your credit card to increase your limit. I definitely wouldn't play around with all the credit cards and transfer all the balances.
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Lol! :laugh: :laugh: :laugh: 10 years 10 months ago #11

  • Meya
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Lol!
:laugh: :laugh: :laugh:
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BofA=The Best Hands down, done deal! 10 years 10 months ago #12

  • hjm331
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BofA=The Best

Hands down, done deal!
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YES this is true...its called 10 years 10 months ago #13

  • eric
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YES this is true...its called account consolidations... we can move a CL from one account to another...alot of people do it for security purposes or to do a huge balance transfer... security wise some people may have 2 or 3 cards with us and take $10k off of there $15 k account and use that card for everyday purposes. I moved $3k of my CL on my NFL visa over to my OSU Alumni mastercard keeping me with $500 on my visa that I use for my monthly gas and food at work and PIF every month, and now I have a $7k Mastercard that I have $4k worth of BT's (balance transfers) on ONLY at 0% until Feb of 2009...its also excellent when you want to use your card for a BT at a promo rate but you also want to use it for small purchases. The reason you do that is because if you have a BT at 0% and you have a APR on purchases at 9.9%, your payments are automatically allocated to lower apr's before higher aprs...so in essence when you pay...your paying your 0% BT before you even start paying into a purchase- while accruing interest evvery month on the purchases. So thats some of the reasons we do the CL consolidations on our accounts at BofA...hope this helps Eric
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smcc, it all depends on 10 years 10 months ago #14

  • hjm331
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smcc, it all depends on how far this goes and how it effects all of the other banks. At the end of the day, it's all competition and if Citi sees that they are losing customers to BofA for this reason, then they will start doing the same thing or even come up with a greater concept to win their customers back and even some of BofA's customers.
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I think that it's a 10 years 10 months ago #15

  • hjm331
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I think that it's a good idea to have a lot of available credit on the card that has more benefits such as lower interest rate, higher rewards, no AF.

I've always admired how Bank of America takes care of its customers as opposed to it's competitors.
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