Mastercard® Credit Cards

• PREMIER Bankcard credit cards are for building credit.
• Start building credit by keeping your balance low and paying all your bills on time each month.
• When you need assistance our award-winning US-based Customer Service agents are there to help.
• Credit Limit Increase Eligible after 12 months of consistent responsible account management.
• We report monthly to the Consumer Reporting Agencies to help you build your credit.

• Up to $1,000 Initial Credit Limit
• See if you Pre-Qualify with No Impact to your Credit Score
• Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
• Unsecured credit card requires No Security Deposit
• Perfect card for everyday purchases and unexpected expenses
• Monthly reporting to the three major credit bureaus
• Use your card everywhere Mastercard is accepted at millions of locations
• Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
• See Rates & Fees

• Choose your own credit line based on how much money you want to put down as a security deposit.
• Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
• After 9 months, we review your account for a credit line increase. No additional deposit required!
• Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
• Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
• Get your FICO® Credit Score for free each month.
• Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
• Card issued by Merrick Bank, Member FDIC.

• Travel without limits. Your Novo debit card is EMV chip protected and accepted worldwide.
• Going abroad? Set a travel notice, pack your bags and your Novo card.
• Receive instant notifications for every transaction.
• Withdraw money anywhere and get refunded on any ATM fees.
• No minimum balance requirements 
• No fees on Automated Clearing House (ACH) transfers 
• No hidden fees
• Incoming wires are free of charge, both domestic and international 

Novo also provides you with a debit card that is accepted worldwide and is EMV chip protected. We don’t charge you ATM fees or international card fees and you can choose if you want notifications on your device for every card transaction.

FamZoo prepaid cards are a uniquely affordable, convenient, and educational MasterCard® reloadable card offering designed specifically for families.

• No risk of debt, overdraft, or hidden fees
• Free card load and ATM options
• Order immediately online with no credit check
• Empower kids of all ages
• Retain parental visibility and control
• Move money instantly between family members
• Automatically track purchases
• Available to eligible U.S. families

• No hard inquiry to apply.
• Apply in 5 minutes or less.
• Get up to $300 with the unsecured Arro Card. Grow your credit line up to $2,500.
• Earn 1% cash back on gas & groceries, including Walmart and Target
• Instantly increase your credit limit as you master your personal finances in the Arro app.
• Reports to all 3 credit bureaus.
• The Arro Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.

• Pre-qualify with no impact to your credit score.
• Don’t let a low credit score stop you from pre-qualifying – we’ve helped millions build credit, now it’s your turn.
• Start building credit by keeping your balance low and paying all your bills on time each month.
• Our mobile app helps you keep track of your spending and payments for greater financial control.
• When you need assistance our award-winning US-based Customer Service agents are there to help.

• Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority.
• PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
• Credit limit increase eligible after 12 months of consistent responsible account management.
• We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
• Award-winning, U.S.-based customer service

• Pre-qualify with no impact to your credit score
• Helping people build credit is our first priority – start your credit-building journey today.
• Start building credit by keeping your balance low and paying all your bills on time each month.
• We report monthly to the Consumer Reporting Agencies to help you build your credit.
• Award-winning, U.S.-based customer service