Debit and Prepaid Cards


A debit card might be an excellent choice for those that don't want a traditional line of credit. Debit cards are not credit cards or secured cards. They are a great alternative to carrying around cash, and allow you to make transactions similar to a credit card. Debit cards are also popular for withdrawing cash from an authorized ATM machine using a PIN.

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Walmart MoneyCard®

  • Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
  • Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
  • Get $20 this season when you make two new direct deposits of $500+ by 6/30/22.*
  • Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
  • Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
    *Please see site for full terms and conditions.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
N/A, Fair Credit Debit See Terms* N/A N/A N/A* Store Be the first to write one

Chime Spending Account and Visa® Debit Card

Chime® is a new award-winning mobile app designed to help people lead healthier financial lives and automate their savings. With Chime, you get a Chime Visa® Debit Card and an FDIC insured deposit account that can be managed entirely from your smartphone, plus a Savings Account that helps you save money without thinking about it.

  • Your deposits are insured up to $250,000 through The Bancorp Bank or Stride Bank; Member FDIC.
  • Visa's Zero-Liability Policy protects all unauthorized purchases.*
  • 60K+ fee-free ATMs at convenient locations like Walgreens, 7-Eleven, CVS and more
  • Real-time alerts for every banking transaction.
  • Automatic Savings takes the effort out of saving.
  • No minimum, monthly, or overdraft fees.˜
Disclocures: Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.

Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

There's no fee for the Chime Savings Account. Cash withdrawal and Third-party fees may apply to Chime Checking Accounts. You must have a Chime Checking Account to open a Chime Savings Account.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
N/A Debit $0** N/A** N/A** N/A** None Be the first to write one

AccountNow® Prepaid Mastercard®

  • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • No Credit Check or ChexSystems check
  • Instant account number
  • Free† direct deposit — paycheck, benefit checks, tax refund checks
  • Easy 24/7 online account access
  • Earn Refer-a-Friend cash bonus
  • Use it everywhere Mastercard Debit card accepted
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit Debit up to $9.95 monthly fee N/A N/A N/A None 1

AccountNow® Prepaid Visa® Card

  • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • No Credit Check. No Overdraft Fees, ever.
  • Free† direct deposit and online bill payment
  • Use it Everywhere Visa Debit Card Accepted in the U.S.
  • Easy Online/Mobile Account Access
  • Perfect for Occasional Usage
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit Debit $0 N/A N/A N/A None Be the first to write one

Aspiration Spend & Save™

  • Earn cash back on debit card purchases and up to 83x the national interest rate on savings
  • Choose a monthly fee you think is fair
  • Aspiration Spend and Save account does not include a credit card
  • Spend and save with fossil fuel-free deposits
  • Fee-free ATM withdrawals at 55,000+ Allpoint ATMs
  • Cash back on debit card purchases at socially conscious businesses
  • Up to 5.00% in interest on savings with Aspiration Plus
  • Option to plant a tree with every roundup
  • Personal impact score to help you shop to match your values
The Aspiration Plus Debit Card is issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Aspiration Financial, LLC is not affiliated with any other named entity.

*The Aspiration Save Account's up to 5.00% Annual Percentage Yield ("APY") with up to 83x the national interest rate is variable, subject to change, and only available to customers enrolled in Aspiration Plus after conditions are met. Customers not enrolled in Aspiration Plus receive 3.00% APY after conditions are met. Terms & FAQ. The Aspiration Spend & Save Accounts are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer, Member FINRA/SIPC, and a subsidiary of Aspiration Partners, Inc. ("Aspiration"). Aspiration Financial LLC is unaffiliated with any other named entity. Aspiration is not a bank.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
N/A Debit See Terms* N/A N/A N/A* Cash Back Be the first to write one

FamZoo Debit Mastercard

FamZoo prepaid cards are a uniquely affordable, convenient, and educational MasterCard® reloadable card offering designed specifically for families.

  • No risk of debt, overdraft, or hidden fees
  • Free card load and ATM options
  • Order immediately online with no credit check
  • Empower kids of all ages
  • Retain parental visibility and control
  • Move money instantly between family members
  • Automatically track purchases
  • Available to eligible U.S. families
Credit Target Type Monthly Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
N/A Debit $5.99 per month* N/A N/A N/A* None Be the first to write one