American Express® Credit Cards


American Express credit card offers tend to hold the unique honor of serving as a card normally reserved for those interested in cultivating and maintaining a strong financial portfolio-- while they will generally maintain an advantage in the arena of factors ranging from competitive offerings in rewards programs , bonuses and more, these perks can very often come at the expense of requiring a considerably more long term application process, in addition to the requirement of a good to excellent credit rating. Simply put, these cards rank among the best of the best, for better or for worse.

However, with the right amount of personal research, American Express applications often aren't nearly as intimidating or exclusive as you may believe. Below, you can find a wide selection of American Express offers that feature some of the best overall introductory rates, rewards programs, and more-- these cards tend to be excellently reviewed, and feature the ability to earn points on your purchases that can eventually be used to redeem a selection of incentive rewards that many consumers tend to prefer over the competition. Use our search tools below to narrow down the American Express credit card applications that fit best within your own personal parameters.

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USAA® Rewards™ American Express® Card

  • Earn 3X points per dollar spent on dining
  • Earn 2X points per dollar spent on gas and groceries
  • Earn 1X points for every dollar spent on all other purchases
  • Get 2,500 bonus points with your first purchase
  • Redeem points for cash, merchandise, gift cards and more.
  • USAA membership is available to active and former military and their eligible family members
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0 None N/A 12.15% - 28.15% variable Regular APR on purchases, balance transfers and onvenience checks Flexible Options 7

USAA® Cashback Rewards Plus American Express® Card

  • Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined
  • Earn 2% on your first $3,000 on supermarket purchases per year
  • Unlimited 1% cash back on all other purchases
  • USAA membership is available to active and former military and their eligible family members
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0 None N/A 14.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks Cash Back Be the first to write one

The Amex EveryDay® Credit Card from American Express

  • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%.
  • $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • No annual fee.
  • Terms Apply.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0 0% on balance transfers for 15 months 0% on purchases for 15 months 14.99%-25.99% Variable Other Be the first to write one

Hilton Honors American Express Card

  • Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0 N/A N/A 17.49%-26.49% Variable Hotels Be the first to write one

The Business Gold Rewards Card from American Express OPEN

Earn up to $500 back in the form of statement credits by purchasing qualifying services with FedEx using your American Express® Business Gold Card within the first 3 months of Card membership.* Offer Expires 11/6/19

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Business $0 introductory annual fee for the first year, then $175 N/A N/A N/A Travel Be the first to write one

nRewards® Credit Card

  • 1 point per net dollar spent*
  • Redeem rewards for gift cards or merchandise
  • Rewards Expiration: 4 years from date earned
  • Rewards Limit: None
  • Start Redeeming: 1,000 points
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Good Credit, Above Average Credit Consumer $0* N/A N/A %* - 18% (Variable)* Other Be the first to write one

The Platinum Card® from American Express

  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $550 N/A N/A N/A Travel Be the first to write one

Gold Delta SkyMiles® Credit Card from American Express

  • Earn 60,000 Bonus Miles after you use your new Card to make $2,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 10/30/2019.
  • Earn 2 miles on every eligible dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights – that’s a savings of up to $240.
  • Receive Main Cabin 1 Priority Boarding on your Delta flights, stow your carry-on bag and settle in sooner.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0 introductory annual fee for the first year, then $95. N/A N/A 17.49%-26.49% Variable Airlines Be the first to write one

Gold Delta SkyMiles® Business Credit Card from American Express

SPECIAL OFFER FOR YOU

Earn 35,000 Bonus Miles

After you use your new Card to make $1,000 in purchases within the first 3 months* and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.*

$0 intro annual fee for the first year, then $95.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Business $0 introductory annual fee for the first year, then $95 N/A N/A 17.49% - 26.49% Variable Airlines Be the first to write one
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