When you apply for a credit card, you do so after comparing a variety of offers in order to find the right one. Over time, the terms and conditions of your credit card could change. If this happens, you shouldn’t hesitate to contact your issuer to d ...

A low credit score (also known as a bad credit score) isn’t the end of the world. Even if you have a low score, it doesn’t necessarily mean you can’t live the life you want in regards to your finances. However, as time goes by, you’ll come to realiz ...

Spending too much on your credit card can lead to major problems. Big credit card balances put you at risk of going into debt. They can also hurt your credit score, since 30% of your credit score is based on how much of your credit you’re using. Here ...

As I mentioned in my 2018 stock market in review article, asset allocation is very important in evaluating your investment portfolio. Many people perform their asset allocation themselves or hire a financial expert to assist with it. If you are looki ...

Realistic suggestions for all of us. In the world of scamming and ID theft, we cannot take much for granted!

Great review and recommendations on the "how to get more value" out of your credit cards!

Wanderer posted a comment on 2018 Stock Market In Review 2 weeks ago

Good review of 2018. Appreciate the concise review.

Wanderer posted a comment on Financial Scams in 2019 2 weeks ago

A good read and somewhat sobering to say the least. Who can a person trust?

FrankN created new blog entry Financial Scams in 2019 in Credit Cards 2 weeks ago

Financial scams are extremely common now. They put a lot of people at risk and in many cases you can lose a lot of money. With the advancement in technology, scammers are getting smarter and that makes it much more difficult to identify the scam befo ...

FrankN created new blog entry 2018 Stock Market In Review in Economy & Current Events 2 weeks ago

For those who don’t follow the stock market on a regular basis, I thought I would provide a high level summary and recap. Most investors are relieved that 2018 is over. There were a lot of highs, including the tax-cut optimism, to quite a lot of lows ...

You should never be shy about negotiating with your credit card company. Here’s why: you have a lot to gain and nothing to lose. The worst that can happen is that you get turned down and have to find an alternative solution. There are many things yo ...

Some people know they have a good credit score, so they don’t see the reason in reviewing their credit report once a year. Conversely, some consumers know they have an average or poor score, which leads them to shy away from their credit report beca ...

New credit card new me 😉

Sure, credit cards are a great way to rack up rewards points on your regular purchases or save money on a high interest rate balance, but there are plenty of other ways you can get tremendous value from your credit card. Pay off your balance every m ...

ChrisB created new blog entry These Signs May Point You Toward a New Bank in Banking 3 weeks ago

Even with the popularity of online banks on the rise, most people still have a relationship with a local financial institution. There may come a point when you begin to wonder if it’s time to find a new bank (or credit union). The right relationship ...

latoyairby created new blog entry 7 Steps to Achieving Financial Health in Your Money 3 weeks ago

Many Americans are struggling financially, with a large number of Americans living paycheck to paycheck and others having to borrow to make ends meet. Americans who grew up in a home with parents who struggled my repeat their parents’ mistakes becaus ...

For most people, buying a home means securing a mortgage. Even if you have an idea of the lender you want to use, it’s critical to shop your options to ensure yourself of getting the best deal. Generally speaking, there are two ways to search for a ...

I own 3 business credit cards. I use each one for a unique situation, and I love them!

FrankN posted a comment on 7 Ways to Handle a Delay in Pay 3 weeks ago

This is great information especially what is going on right now. I hope government employees get paid immediately.

Too many benefits now! You almost have to have online banking!