FrankN replied to the topic 'Rising Credit Card Debt' in the forum. 10 hours 16 minutes ago

I continue to monitor this and it is really becoming a major problem. I could see a recession in 6 months.

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FrankN replied to the topic 'Walmart MasterCard' in the forum. 10 hours 17 minutes ago

And this is going to continue to contribute to the rising debt crisis!

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FrankN replied to the topic 'Apple Credit Card' in the forum. 10 hours 17 minutes ago

I am planning to get another credit card before the year end. Does anyone have one they are using a love?

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FrankN replied to the topic 'Yes, after it was phished' in the forum. 10 hours 18 minutes ago

Did you have to pay any of the fees/charges?

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FrankN replied to the topic 'Capital One Credit Cards' in the forum. 10 hours 19 minutes ago

Does anyone know if Capital one credit cards offer any companion ticket bonuses?

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Filing bankruptcy can affect your credit more than almost anything else, but that doesn't mean you should avoid bankruptcy if it's the best solution to get your finances back on track. Bankruptcy can be the perfect opportunity to start over and rebui ...

Every year, I make it a goal to have my holiday shopping completed before the holidays actually hit. Planning ahead for holiday gifts can not only help you to save on stress, but save on cash as well. Here are a few budget-friendly holiday gift ideas ...

FrankN created new blog entry Daily Habits of Frugal People in Saving and Investing 3 days ago

Some people can be very frugal. In certain economic environments frugliaty is very important and can help you save money or survive in an economic downturn. Frugality is more than just clipping coupons. Being frugal is about aiming to get the most va ...

FrankN replied to the topic 'Capital One Credit Cards' in the forum. 4 weeks ago

Very interesting Wanderer. Thank you for the tips.

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Every person should have a solid foundation or set of key principles to investing. Even if you are not a financial savvy person, you should still sit down and outline what your key principles are. I thought it would be helpful to share mine. Please f ...

I am not going to tell you when the next economic recession is. However, I am confident to tell you there will be another recession at some point in the future. When this recession occurs, you need to be prepared. Below are several helpful ways to pr ...

Wanderer replied to the topic 'Capital One Credit Cards' in the forum. 1 month ago

Hmm ... you know I don't know why? Only thing is, they often issue to people with the lowest ratings for the credit world so they want to know everything they can about an applicant.

They are usually pretty fair to strong on CLs for the Venture Card when it is a good credit score and profile $15K to $30K or more! The other thing, they seem pretty stable and aren't constantly adjusting the Terms & Conditions or rewards!

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Thanks for the tips Latoya. I do think credit cards are useful only if you use them for the right reasons!

FrankN replied to the topic 'Rising Credit Card Debt' in the forum. 1 month ago

I dont either,, but it has been so long since a downturn, I am worried it could be just as bad!

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FrankN replied to the topic 'Fidelity Credit Card' in the forum. 1 month ago

Agreed, I love the 2% back and it goes directly into by Fidelity account

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FrankN replied to the topic 'Capital One Credit Cards' in the forum. 1 month ago

Wow, I have never heard of that before? Is there a particular reason why they do that?

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Wanderer replied to the topic 'Rising Credit Card Debt' in the forum. 1 month ago

Not pleased that we are seeing the credit card debt soaring at the rate it is! Sure don't want another 2008 meltdown!

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Wanderer replied to the topic 'Fidelity Credit Card' in the forum. 1 month ago

This card is issued by ELAN (owned by US Bank) and is usually conservative. That being said, over the years I have read good things about the Fidelity Card. In fact it has crossed my mind to obtain one. Since I have more cards than I can use it has not become part of my card flock. The redemption at $50 is steep with respect to today's credit card market. Really surprised it was moved from Bank of America to Elan Card Services. You can enjoy the card as it has survived a lot in the card world and still gives 2% rewards!

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Wanderer replied to the topic 'Capital One Credit Cards' in the forum. 1 month ago

FYI! Cap1 has nothing special in the market place. They do triple credit bureau pulls for a less than stellar card.

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FrankN replied to the topic 'Fidelity Credit Card' in the forum. 1 month ago

I am very happy with my fidelity card right now. It is actually one I use most often.

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