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Wanderer replied to the topic 'Re: Gas at $4 / gallon' in the forum. 10 hours 26 minutes ago

Depending on which pipeline is being referred to, I believe th eone running from the Canadian Border to the Gulf of Mexico is to ship product overseas. In my mind it would not help the consumers at all.

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Curry replied to the topic 'Re: Gas at $4 / gallon' in the forum. 10 hours 40 minutes ago

The station I go to just hiked their price from $2.39 to $2.49 in one day. I don't think Washington has much of an effect on prices, and the new pipeline won't have much effect either.

I hope I'm wrong though.

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Lexie replied to the topic 'Capital One ebill' in the forum. yesterday

Capital one would not eliminate their e-billing services. They try to get their money any way they can. It has been my experience that some of the scamming emails look so real it's scary. When in doubt, call the bank/company and find out the truth. Then be very careful of the email you open.

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Lexie replied to the topic 'Debt debt debt' in the forum. yesterday

I recognized we were in trouble when we began using one credit card to make payments on another credit card. We inevitably ended up in bankruptcy and learned a valuable lesson. Never again!!

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Lexie replied to the topic 'Re: Gas at $4 / gallon' in the forum. yesterday

Since the new administration has taken over our gas prices have hovered between $2.00 and $2.20 per gallon. How do you think the new pipeline will affect prices here in the US?

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Used a Personal Loan to help establish myself in the world of credit and to use the funds to pay off debt. What I liked was the fixed interest rate and monthly payment which allowed me to plan for the payment in my budget. My loan was secured with a

In early 2016 I determined there were more credit card accounts for me to use than was required or practical. So, I determined what accounts best served my needs and to close the balance. In the end I closed six accounts (four bank card and two store

An additional benefit is potentially a lower property insurance rate. Often times, insurance companies will give you a credit on your policy for a home security system. So, while looking at the many benefits already brought forward add to the list th

A aide you may want to consider as part of the spending freeze is a budget. Using a budget will help you identify the items you must have and identify the items you would like to have such as recreation, magazine subscriptions, club membership and th

There are many things that may lead you to close a credit card account. This isn’t a decision to take lightly, as it can have a negative impact on your credit score, but it may be a move that you have to make. Here are three personal reason ...

If you’re feeling like you’re spending more money than you should, you’re looking for a way to save money fast, or you need to stretch your money to the next paycheck, a spending freeze could be beneficial. A spending freeze is essentially ...

There is nothing more important than your safety and security, so it only makes sense to learn more about the benefits of a home security system. Although you may be interested in everything a home security system has to offer, you can’t ov ...

Are you in desperate need of money? Do you find yourself comparing your many options for obtaining the cash you need? Like many, the first place you turn is your bank account. If you don’t find what you need, it’s natural to turn your atten ...

Wanderer replied to the topic 'What is a Tax Deferred Annuity Plan?' in the forum. 3 days ago

GOLDBUG you make a good point. See companies offering their benefits and they have the option of retirement plans. Have to sigh as the workers are making enough to exist and extras for retirement are few and far between. Truth I never could afford it until I was working in a higher income where I actually had extra discretionary money to set aside.

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Wanderer replied to the topic 'Stock Valuations' in the forum. 3 days ago

Since you like dividends have you considered adding utilities to your portfolio? Often not exciting but tend to stay more stable in the market and pay a steady income stream.

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Goldbug replied to the topic 'What is a Tax Deferred Annuity Plan?' in the forum. 3 days ago

Lexie wrote:

So True FrankN. These days a lot of companies are trying to reduce costs by only hiring part time workers. This means they don't have to supply benefits or investment plans. Many folks are on their own when it comes to insurance and retirement.
Too true, and it is normally the lower paid workers who see their benefits and their hours slashed, which means that they are the people in the worst positions to pay for insurance or invest for retirement.

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Goldbug replied to the topic 'Stock Valuations' in the forum. 3 days ago

I prefer long term buy-and-hold on income shares. Most of my portfolio rode out the last crash OK and kept producing dividends, and that's what I am after. As long as the income stays steady, I'm not so worried about the share price unless I'm looking to buy more. Then I want it lower.

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Goldbug replied to the topic 'It's good and bad' in the forum. 3 days ago

It makes it easier to monitor finance and check my balance without a trip to the bank, and getting uptodate share prices or trading shares is a lot easier now the web is available. On the downside, it means being aware of security all the time, and keeping a close eye on credit cards in case someone clones one.

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Goldbug replied to the topic 'Free Credit Score' in the forum. 3 days ago

FrankN wrote:

my Credit Karma score was not exactly correct, but it was fairly close and it gives me a good representation of my score over time. It is the only service I have found that continuously gives me a free score over the entire year.
Have you seen Credit Sesame? They keep turning up in my inbox and advertise a very similar service with premium add-ons, but I don't know how accurate they are?

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Wanderer replied to the topic 'Re: How to get out of debt' in the forum. 4 days ago

Great thread with many thoughts and considerations!

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