As a small business owner, the month of December is often the busiest time of the year. You’ll find yourself answering questions such as: •    Did you reach your goals in 2018?•    Are you in good position to take on everything 2019 will bring?•    ...

Are you interested in applying for your first credit card? Are you concerned about sifting through the hundreds of offers on your way to finding the right one? Searching for your first credit card can be enjoyable, stressful, and downright scary at ...

To add Samsung Smart Phones have a good following on their Smart Phone Pay System. And, another option that is just being reintroduced is the Credit Card that is passed over the vendor card reader (contact less RFID). Years back Citi Bank had cards u

latoyairby created new blog entry 5 Ways to Spot Online Loan Scams in Your Money 2 weeks ago

The world of online lending makes it much easier to get funding for home improvements, debt consolidation, medical bills, or other financial needs. It’s also easier for scammers to trick unsuspecting consumers. Scammers can pose as legitimate lenders ...

One of the features that comes with today’s smartphones is the ability to use your phone for payments rather than swiping your credit cards. The latest smartphones come equipped with a technology known as Near Field Communication, or NFC, which can t ...

Wanderer posted a comment on Student Debt in 2018 2 weeks ago

Scary read! The Student Loan Debt is astronomical in size. In my mind I would like to see a tax break for students who pay a certain amount of their student loan debt each year (loan forgiveness). We have been giving mortgage loans an interest write

Wanderer posted a comment on What is Fintech? 2 weeks ago

Glad you provided this information as I know little or nothing on the subject. Call it a "heads up" if you will. Seems there may be some learning here!

ChrisB created new blog entry Easy Ways to Save More Money in 2019 in Your Money 2 weeks ago

With 2018 coming to an end, there’s no better time to review your finances with the goal of making changes for the better once the calendar turns. Like many, you’re probably looking to save more money in 2019. Even if you’ve had some success over th ...

FrankN created new blog entry Student Debt in 2018 in Guide For Students 2 weeks ago

Student debt has officially gotten out of control. I was reading some interesting articles this weekend on student debt and I thought I would share some of the highlights. I am also not providing any kind of solution, but this has to be addressed. It ...

FrankN created new blog entry What is Fintech? in Economy & Current Events 2 weeks ago

I would say I read a fintech type article everyday now. Fintech companies have exploded into the mainstream over the last 10+ years. However, many people may not exactly know what ”fintech” is, so I put together a very simple summary. Please feel fre ...

The holiday season has officially started. The holiday season can bring very happy moments in your life and you should celebrate the season with family and friends. However the holiday season brings obvious expenses that can put stress into your life ...

FrankN replied to the topic 'Debit Card' in the forum. 3 weeks ago

Very interesting, thanks for the additional detail Wanderer. In an ideal world, it would be great to break out the debit vs. credit (physical cards) vs. virtual/phone based payments.

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Every time I get approved for a new credit card or loan, I would say my credit score declines 40-50 points. It usually takes me 6-12 months to get those points back.

Great information here! I would add to seek advice and help when you are under this situation. Professional advice and advice from family/friends can usually give you valuable advice.

I have to say I usually get a new travel credit card every 2-3 years. The sign up bonuses are just too great to pass up!

To Wanderer's point, if you don't do your thorough research, any general card that earns 2% of better is likely a decent card. I currently use the Fidelity credit card that offers 2% cash back.

In consideration of travel cards ... look at the sign up bonuses which can be huge and how much the card allows for travel expenses such as a $100 to $300 a year that can be applied to baggage fees and the like. A big item for international travelers

As a follow on this Blog, there are many options in the credit card market place to earn at least 2% or better. The travel cards with links to partners often allow for returns that can hit 5% or better. It takes some serious research to determine wha

  Any time you make an application that requires a credit check, an inquiry is added to your credit report. These inquiries are factored into your credit score for the next 12 months, which means each application has the potential to hurt your credi ...