FrankN created a new topic ' Credit Card Debt' in the forum. 2 days ago

Anyone have any recent success stories of paying off their credit card debt recently?

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FrankN created a new topic ' Rising Credit Card Debt' in the forum. 2 days ago

I read today that in Dec. '18, the U.S. consumer credit card debt hit over $870 billion, which is the highest total ever! Be careful out there, this growing economy won't last forever.

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FrankN replied to the topic 'Apple Credit Card' in the forum. 2 days ago

Has anyone received and used the apple credit card yet?

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FrankN replied to the topic 'Credit Cards with Cash Back Rewards' in the forum. 2 days ago

Nice, is there a time in the year you usually cash in?

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FrankN replied to the topic '1st credit card' in the forum. 2 days ago

Very helpful and great example of how banking has changed over the years!

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Wanderer replied to the topic 'Credit Cards with Cash Back Rewards' in the forum. 2 weeks ago

For myself I try to cash in several cards at least once a year. Usually make sure the cash becomes mine before the close of the calendar year.

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Wanderer replied to the topic '1st credit card' in the forum. 2 weeks ago

Interesting question but no. Likely had they been continued as they were then it would seem to me they would have maintained their original reporting. In thinking back, I had a Standard Oil card that transitioned into an Amoco card and I had HSBC cards that rolled into Capital One cards. Now the HSBC cards that transitioned into Capital One cards (that are long closed) still do show on my credit reports as Capital One. So, I think it would be lender specific and how they handled the card transition. Oh, I originally had a Providian Bank Visa that transitioned into a Washington Mutual Visa that was taken over by Chase and converted into A Chase Flexible Rewards Visa that was changed to a Chase Freedom Master Card that was transtioned to a Chase Freedom Visa card and the reporting is on my credit report back thirteen years but carries the name Chase in the bureau.Did not loose the history or reporting. Hope this helps!

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FrankN created a new topic ' Credit Cards with Cash Back Rewards' in the forum. 2 weeks ago

For credit cards that offer cash back rewards, when do you usually "cash in" your rewards? I usually do it every quarter, but I know people who wait until the end of the year.

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FrankN replied to the topic 'Questions to Ask Yourself When Choosing a Credit Card' in the forum. 2 weeks ago

Very good questions! I hope people are getting them just to chase the physical card appearance!

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FrankN replied to the topic '1st credit card' in the forum. 2 weeks ago

Just curious to see if it would still show up on your credit report

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"Account Takeover" is a subject not often mentioned by most anyone related to our own financial security? It is really scary after reading this post as you may not even be aware for a period of time while you are getting taken to the cleaners! Some w

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FrankN created new blog entry What is the Sharing Economy in Economy & Current Events 2 weeks ago

While 5-10 years ago most people had never heard of the term sharing economy or knew exactly what it meant. Fast forward to today, and the reality is very different. Our modern economy includes an economic model that includes a sharing economy. But w ...

ChrisB created new blog entry What Should You Look for in a Car Loan? in Buying a Car 3 weeks ago

Buying a car is supposed to be fun. Unfortunately, your good time can be spoiled if you run into challenges when searching for a loan. On the plus side, there are thousands of lenders across the country offering car loans. From small community banks ...

ChrisB created new blog entry Why Was My Mortgage Application Denied? in Mortgages 3 weeks ago

Once you decide to purchase a home, you’re faced with a variety of questions, tasks, and responsibilities. One of the most important steps is applying for a mortgage. While you hope that everything works out, there may be a major concern on your min ...

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