Take control of your finances with budgeting tips, spending strategies, and everyday money management tools. Whether you’re saving more, spending less, or setting new goals, this section helps you build a solid financial life.
While saving money often means settling for less than the best, with growing your own produce it’s a different story. Planting a garden often allows you to get the freshest fruits and vegetables for the lowest cost possible. And with spring arriving, the time is now. Better produce As a home gardener you can choose … Read more
A good budget is part of the foundation for financial success. A budget is nothing more than a plan for how you’re going to spend the money you earn. It helps you predict income gaps and helps you see the best way to use your money. You can use a budget to guide your everyday … Read more
The FTC received 1.8 million consumer complaints in 2011. Scams related to prizes, sweepstakes, and lotteries were third on the list of top complaint categories with more than 100,000 complaints. Identity theft and debt collection were the top two complaint categories. Falling for a sweepstakes scam can be costly; you might be out of hundreds … Read more
One of the best things you can hear from your boss is that you’re getting a raise. You might start making plans for the money as soon as you hear the good news. But, make sure your plans include a few things that will improve your overall financial well-being. Put it toward your debt. A … Read more
One thing you can be certain of with identity thieves and credit card fraudsters, they don’t discriminate with victims. As if job hunting wasn’t hard enough, you have to beware of scams that could lead to credit card fraud or identity theft. Posting your resume online or even just responding to job ads makes you … Read more
Few people have guaranteed job security. Even in a stable job market your job is at risk. That’s why it’s important to take steps to prepare for unemployment now, especially while you still have a job. Hopefully, you’ll have never have to deal with an unexpected job loss, but if it happens, you’ll be happy … Read more
Everyone knows that January is the time to buy holiday ornaments, wrapping paper and winter clothing at rock bottom prices, but did you know that you can save tons of money on many more exciting things this month? So, while you’re out stocking up on wrapping paper at 99 cents a roll, consider shopping around … Read more
In this age of electronic transactions, it’s hard to shop without plastic. Credit cards and debit cards make life much easier, allowing you to swipe for purchases instead of counting up the dollars and cents needed to take care of your balance. Unfortunately, past financial problems make it hard for some people to get access … Read more
Getting fit can cost a fortune, at least if you attempt to follow in the steps of the rich and famous. You may not be able to afford a personal trainer and diet counselor, and even the cost of a gym membership may be pushing it. Home gym equipment can also be expensive – and … Read more
Imposter scams are growing in popularity among crooks. For the first time, these scams made the top ten list of consumer complaints, according to the 2010 annual report released by the Federal Trade Commission. The FTC warns consumers to be alert to scammers posing as people or organization they know and trust. They may use … Read more
