Take control of your finances with budgeting tips, spending strategies, and everyday money management tools. Whether you’re saving more, spending less, or setting new goals, this section helps you build a solid financial life.
Borrowing money from big banks isn’t free. Everyone pays interest on a loan, but people with lower credit scores typically have to pay more interest than borrowers with better credit. Banks assign interest rates to… The Cost of Borrowing With a Low Credit Score
While saving money often means settling for less than the best, with growing your own produce it’s a different story. Planting a garden often allows you to get the freshest fruits and vegetables for the… Save on Groceries – Grow a Garden
A good budget is part of the foundation for financial success. A budget is nothing more than a plan for how you’re going to spend the money you earn. It helps you predict income gaps… Setting Up a Budget That Works
The FTC received 1.8 million consumer complaints in 2011. Scams related to prizes, sweepstakes, and lotteries were third on the list of top complaint categories with more than 100,000 complaints. Identity theft and debt collection… Learn the Signs of a Sweepstakes or Contest Scam
One of the best things you can hear from your boss is that you’re getting a raise. You might start making plans for the money as soon as you hear the good news. But, make… Four Things You Can Do With a Salary Increase
One thing you can be certain of with identity thieves and credit card fraudsters, they don’t discriminate with victims. As if job hunting wasn’t hard enough, you have to beware of scams that could lead… Job Search Scams Threaten Your Identity and Your Wallet
Few people have guaranteed job security. Even in a stable job market your job is at risk. That’s why it’s important to take steps to prepare for unemployment now, especially while you still have a… Prepare for Unemployment While You’re Still Employed
Everyone knows that January is the time to buy holiday ornaments, wrapping paper and winter clothing at rock bottom prices, but did you know that you can save tons of money on many more exciting… Beyond cheap wrapping paper
In this age of electronic transactions, it’s hard to shop without plastic. Credit cards and debit cards make life much easier, allowing you to swipe for purchases instead of counting up the dollars and cents… Choose a Prepaid Debit Card Carefully
Getting fit can cost a fortune, at least if you attempt to follow in the steps of the rich and famous. You may not be able to afford a personal trainer and diet counselor, and… Frugal Fitness