Take control of your finances with budgeting tips, spending strategies, and everyday money management tools. Whether you’re saving more, spending less, or setting new goals, this section helps you build a solid financial life.
When a business is struggling, it has to make big changes to keep operating. As opposed to laying off employees, the company may choose to administer pay cuts either to a couple of departments or across the board to all employees. You don’t have to accept a pay cut. However, refusing it may leave you … Read more
It’s so important to be able to recognize the signs of financial trouble. If you can tell when you’re heading for disaster, you can stop what you’re doing and prevent something terrible from happening. A paycheck to paycheck lifestyle Living paycheck to paycheck can seem ok as long as all your expenses are being paid … Read more
How much thought do you give purchase decisions? Are they deliberate or impulsive? How you spend money, even on the seemingly insignificant day-to-day things, has a big impact on your entire financial life. Have you ever wondered why some of your friends or relatives are always broke, even though they seem to make a lot … Read more
One of the biggest shopping seasons of the year is just a few days away. Already, stores are advertising Black Friday sales and no doubt the masses will be lined up waiting to take advantage of those elusive, annual deals. And Black Friday is just the kickoff for a four-week shopping frenzy. It’s easy to … Read more
The TLC show Extreme Couponing popularized or rather re- popularized couponing habits, inspiring people all over the country to spend hours each week clipping coupons and looking for store deals in an effort to save hundreds of dollars. The show reveals how people are able to spend just a few hundred dollars for sometimes thousands … Read more
Complicated finances are difficult to manage and could even be costly. Simplifying your finances might be a much-needed stress reliever. It would also make it much easier to manage your money. Organize your financial documents, getting rid of those that are outdated. In general, you should keep tax-related documents, like returns or W-2 forms, for … Read more
Continuously overdrafting your checking account, running out of money before you get paid again, and having to dip into savings or use your credit card to make ends meet are all signs of serious money problems. Left unsolved, money problems can lead to big trouble. Foreclosure, repossession, and bankruptcy all stem from seemingly harmless money … Read more
If you haven’t embraced the capability of paying bills online, you may be missing out. Most companies make it easy to pay your bills over the internet within seconds. It can be so much faster than writing a check and dropping it off in the mail. How It Works Many banks have online bill pay … Read more
Sound decisions are the key to having a healthy financial life – to building wealth, paying off or staying out of debt, and to building a good credit score. Even the small, day-to-day money decisions have a big impact on your finances, so it’s important that you make the right ones. Always ask yourself whether … Read more
If you’ve incurred unexpected financial emergency, but don’t have an emergency fund or sufficient credit to bail you out, you might be tempted to take out a title loan. Be careful, these loans are one of the most predatory types of loans on the market, even worse than the infamous payday loans. A title loan … Read more
