Take control of your finances with budgeting tips, spending strategies, and everyday money management tools. Whether you’re saving more, spending less, or setting new goals, this section helps you build a solid financial life.
The Federal Trade Commission has long been warning consumers against advance fee loan scams where scammers trick consumers into wiring a fee to receive a loan. There are all kinds of variations of this scam, but you could generally spot the scams by the fact that you were being asked to wire money. Scammers have … Read more
You may have read it over and over again – a budget is a good thing – but that doesn’t make the process of budgeting any easier. Sticking to a budget can be as difficult as sticking to a diet. Dieting is often difficult because you have to retrain yourself to eat healthy and stay … Read more
People say that money isn’t everything, but somehow financial problems can affect your entire life. Financial difficulties can affect your work life, your home life, and your relationships. Money troubles can lead to depression, stress, and other health problems. If you never get to the root of the issue, you may never fix the real … Read more
There are plenty of things to do that are far more exciting than watching ourselves spend money. But, if you have lofty financial goals like saving for retirement or paying off debt, paying attention to your money is critical. Even if you’re not trying to reach a good goal, you should watch where your money … Read more
Often our financial goals are so big, that it can take months to see significant progress and years to accomplish them. Staying the course can be hard considering the number of obstacles and distractions you encounter along the way. Your goals are important; otherwise you would never have set them. Here are some tips for … Read more
According to the 2013 Identity Fraud Report from Javelin Strategy & Research, 1 in 4 people who received a data breach notification letter in 2012 became a victim of identity fraud. A data breach happens when secure information gets compromised. Sometimes it’s intentional, for example, when a person hacks into a company’s computer files. Other … Read more
If you’ve ever ordered a “free” credit report or credit score, you’re likely already familiar with trial subscriptions. But, the credit reporting industry isn’t the only place where this scheme is used. Numerous companies bait you into subscribing to their service by offering a free trial. The hope is that you’ll either like the service … Read more
Now that the holidays are over and the dust is settling, you may look at your bank account or check your credit card balance only to realize you spent far more than you intended to. It happens to many people every year and not just around the holiday season. What do you do when you … Read more
There’s something so refreshing and motivating about the beginning of a new year. It’s why people pick this time of year to make major changes to their lifestyles – quit smoking or drinking, lose a few pounds, spend more time with the family, do better at work, stop procrastinating. The list goes on and on. … Read more
“Seize the day”, “Live for the moment”, and “You only live one” are feel good quotes that can mislead people into thinking only of today, not for the future. Much of today’s society is built around convenience. Business models and technology makes it easy for you to live in the moment. For example, you don’t … Read more
