Home Equity Loan Fees: They Can Sneak Up On You
There are many reasons to consider a home equity loan. It’s a great way to consolidate debt, pay off medical expenses, or take on a home improvement project. However, before you head down this path,…
Your Money
Take control of your finances with budgeting tips, spending strategies, and everyday money management tools. Whether you’re saving more, spending less, or setting new goals, this section helps you build a solid financial life.
Being Frugal Takes the Right Mental Approach
Being frugal is easier said than done. Even though you may be interested in saving money, no matter what it takes, if you don’t have the right mental approach you will find yourself coming up…
3 Traits for Maintaining a Successful Budget
Creating a budget is a big step on the path to a better financial life. However, maintaining your budget is even more important. Even if you start with good intentions, over time it is possible…
How to Prepare Now for Holiday Shopping in the Near Future
With the holiday shopping season closing in, now is the best time to get prepared. If you wait too long, if you continue to put this off, you may find yourself searching for gifts without…
How to Turn a Crisis into a Financial Fresh Start
As you have read almost everyday, this financial crisis is creating havoc on a lot of individuals and businesses. However, I wanted to write a positive article on how you might be able to take…
Personal Finance Concerns During COVID-19
While a lot of people thought we may be done with COVID-19, it seems to have come back and it might not being going away for awhile! Given the economic uncertainties, it is very important…
Financial Tips During a Financial Recession
I think it is fair to say the coronavirus is bringing the U.S. economy to a slowdown, although likely could be a complete halt. Most are predicting a recession for at least this year. In…
Refinance Opportunities
While the markets are in turmoil and everyone is in isolation due to the coronavirus, there is some potential positives out there from a personal finance perspective. Given the declining interest rates, this would be…
How to Save Money When you Have a Young Child
When it comes to planning for your first baby, it’s hard to find a balance between being budget conscious and feeling as though you are prepared for anything and everything your new baby may need.…
How to Handle the Rising Costs of Utilities
With so much to think about from a budgeting perspective, it’s easy for some monthly expenses to slip through the cracks. For many people, this means utilities. It’s easy to take utilities for granted, as…