Grow your money with smart saving habits and investment strategies. From emergency funds and high-yield savings accounts to stock market basics and long-term investing, this section helps you build wealth step by step.
Smart strategies that actually work—even for beginners Stock investing isn’t gambling, but it can feel that way without a plan. While you can’t remove risk entirely, you can lower it significantly. The key is knowing what to look for, how to buy wisely, and how to protect your downside. Here’s how to invest in stocks … Read more
For many people, spending money is more exciting than saving. Even if this is your belief, it doesn’t mean you should spend every less dime without ever putting any money in the bank. There are many reasons why people neglect to save, with this being one of the biggest culprits: they don’t know what they … Read more
Being frugal is easier said than done. Even though you may be interested in saving money, no matter what it takes, if you don’t have the right mental approach you will find yourself coming up short. Once you change your approach, it will not be long before you are realizing the benefits of living a … Read more
When you look at your emergency fund what do you see? While some people are happy with the amount of money they have saved, others come to realize the following: they need to make up ground in a hurry. Nobody wants to be faced with an emergency, but you never know what is going to … Read more
On another positive note, I wanted to share how savings rates have recently changed during this pandemic. To quickly summarize, Americans are saving significantly more and spending less. In fact, Americans saved a record amount of their income in April, as the coronavirus pandemic caused businesses across the country to shut down and individuals were … Read more
While a lot of people thought we may be done with COVID-19, it seems to have come back and it might not being going away for awhile! Given the economic uncertainties, it is very important to keep a close eye on your personal finances and to continue to assess your current financial situation. Below are … Read more
When it comes to planning for your first baby, it’s hard to find a balance between being budget conscious and feeling as though you are prepared for anything and everything your new baby may need. Here are three lessons (and huge cost-saving tips) that I have learned along the way. 1. Choose items that … Read more
Many investors have their investments spread across multiple accounts and it can be difficult to properly track the value of your overall portfolio. Your investment portfolio includes 401(k)s, IRAs, and investment accounts with multiple brokerage accounts. You could try to go to multiple websites and gather all of the performance yourself. However, sometimes that is … Read more
I am now honored to be a parent, and the subject of allowances has entered into the discussion. The subject of children’s allowances can get surprisingly contentious. Some parents have very strong opinions about the topic. I did some research and found some helpful tips that I thought I would share. The purpose of an … Read more
Every year, I make it a goal to have my holiday shopping completed before the holidays actually hit. Planning ahead for holiday gifts can not only help you to save on stress, but save on cash as well. Here are a few budget-friendly holiday gift ideas. An Amazon gift card: Warehouse stores, such as Costco … Read more
