Money advice tailored for students. Learn how to budget, manage student loans, build credit early, and save on college costs. Start your financial journey strong with tools and tips for young adults and college students.
Getting your first job is a big step. Before you even begin to submit job applications, you may be daydreaming about a fun, exciting job where you are appreciated by everyone, and all the money you make to buy the things you need and want. But landing your first job can be very frustrating, and … Read more
When looking for your first job, it’s important to project an image that shows you are responsible, mature, and hard-working. Appearance does matter. It’s just a fact that people do judge you by how you take care of yourself. Look at it from the prospective employer’s view: A person who goes job hunting while looking … Read more
The main benefit to an online degree program is convenience, and these programs can be found at both community colleges and universities, and even technical schools. You don’t have to move to another state, you don’t have to look for a parking space and haul your books to a classroom, and you really don’t even … Read more
Diploma Mill – An institution of higher education operating without supervision of a state or professional agency and granting diplomas which are either fraudulent or because of the lack of proper standards worthless. – Webster’s Third New International Dictionary When doing your research to find a legitimate college that offers a degree online, you may … Read more
Should you attend university right away, or start your course studies at a community college and then transfer? If saving money is a concern, then beginning your secondary education at a community college will probably save big and reduce the need for student loans and other funding. Here’s a look at considerations for both. University … Read more
As students and their families search for ways to pay for the ever-increasing cost of college, they’ll find that there are plenty of legitimate sources of funding to help them pay for education costs. And there are legitimate companies that can help with some of the legwork in finding those funding sources. Unfortunately, the Federal … Read more
Budget carefully and stay within your limit. Yes, you need a budget. A good budget is essential to good money management at every stage of life, no matter how much or how little you earn. Having a budget means that you are in control of your spending – a must if you want to be … Read more
Avoid overdraft fees and Non-Sufficient Funds (NSF) charges. Carefully tracking your balance is essential to good checking account management. One mathematical error or simply forgetting to document all check and debit transactions can lead to costly problems. A bad check or an automatic payment that you forgot you signed up for can easily cost you … Read more
Have a bill payment system, avoid late fees. If you’re away from home for the first time, you’ve just been handed a long list of big responsibilities – and paying the bills is likely to be on that list. This may seem like common sense, but it’s important to pay your bills on time. Nearly … Read more
Banks and credit unions offer a variety of FDIC or NCUA-insured accounts – checking, savings, money market deposit accounts, and Certificates of Deposit (CDs). Choosing the types of accounts that work for you should be fairly easy; it mostly depends on how much money you have and how long it will be before you need … Read more
