Money advice tailored for students. Learn how to budget, manage student loans, build credit early, and save on college costs. Start your financial journey strong with tools and tips for young adults and college students.
There is no denying the fact that some college students do not have as much financial sense as their parents would like. That being said, college is a learning experience. Students have to make their own mistakes, as these experiences will help shape a better future. Here are three of the most common ways that … Read more
When choosing a college, there are hundreds of details to consider. However, your financial situation will go a long way in dictating your final decision. The last thing you want to do is make a mistake that will negatively impact your finances now and in the future. This is something you will regret. Here are … Read more
Of the 20 million Americans who attend college each year, approximately 12 million rely on student loans to cover costs. If you are part of this group, you know one thing to be true: this debt can begin to weigh on your mind from day one. While it may be a dream come true to … Read more
As a college freshman, it is safe to assume that you are living in one of your school’s dormitories. That being said, you are probably looking forward to the day when you can break free and live on your own in an off campus house or apartment. While the freedom of living off campus may … Read more
Are you a college student? Have you come to the realization that you need a job? If you answered yes to both these questions, you are in the same position as many others at your school (as well as other institutions throughout the country). On one side of things, you understand the importance of finding … Read more
Are you bogged down with student loan debt? Are your finances in disarray? If you answered yes to both these questions, you may have something on your mind: bankruptcy. While many people believe discharging student loan debt through bankruptcy is a simple task, nothing could be further from the truth. Most debtors are unable to … Read more
Students borrowing certain need-based Federal loans after July 1, 2013 will pay a higher interest rate than previous borrowers paid on the same loan. Rates on new Direct Subsidized Loans, a need-based loan otherwise known as Stafford loans, will be 6.8% versus the 3.4% rate that student loan borrowers have enjoyed for the previous six … Read more
Live within your means and avoid credit card and other bad debt. Live within your means, don’t spend more than you make, don’t buy it if you can’t afford it – it all means the same thing and goes hand-in-hand with developing your budget. Some debt is good, such as a student loan that will … Read more
College is a financially difficult time for many full-time students. You probably have significant education expenses, are likely to work a limited number of hours at a relatively low-paying job, and may often be tempted to splurge on the fun that’s a natural part of college life. Money management can be challenging for people of … Read more
As a young person with little work experience, you might not really know what kind of work you like to do. While you may not expect a job to be enjoyable, know that working in the right environment and doing something you enjoy can make your first job a positive experience. Knowing yourself is the … Read more
