Compare credit cards, maximize rewards, and learn how to avoid interest and fees. Whether you’re looking for cashback cards, travel perks, or building credit, get the insights to choose the best card and use it wisely.
A good credit score can help you qualify for the best credit card deals – ones with low interest rate, lucrative rewards, and signup bonuses. More credit card issuers are offering generous signup bonuses for… Be Careful Chasing Credit Card Signup Bonuses
The average credit card rates this week are 15%, according to the Weekly Credit Card Rate Report from CreditCards.com. Each week, the credit card comparison site computes averages credit card APRs using the most current… Credit Card Rates May Not Get Any Lower
As part of a settlement with the FDIC and the Consumer Financial Protection Bureau, Discover is required to refund about $200 million to cardholders who enrolled in credit protection plans by phone. Payment protection plans… Discover to Refund Cardholders for Payment Protection Fees
If you have limited credit or a rocky credit history, rest assured that there are credit card lenders that will consider you for a credit card. It’s true that you will pay more for financing… Avoid Falling Prey to a Credit Card Scam
When we use our credit cards, we trust the businesses swiping our cards to charge the correct amount. But, don’t get so comfortable that you forget to check your credit card statement to confirm that… When a Merchant Incorrectly Charges Your Card
Credit limits can be deceiving. While they do represent the maximum amount your credit card issuer will let you charge, it’s not necessarily the amount you should charge. In fact, your credit card balance should… Big Balances Can Be Big Trouble
The past several years have been rough for consumers and credit card issuers. Prior to the Credit CARD Act of 2009, credit card issuers were cutting credit limits without notice, raising interest rates to the… In 2012, Consumers Are Happier With Their Credit Cards
Truthfully, a charge-off is one of the worst things that could happen to your credit report and score. Charge-off happens after your account has become 180 days delinquent. By the time a creditor decides to… Can a Charge-Off Be a Good Thing?
Bankruptcy is hailed as one of the most catastrophic of financial events. Fortunately, it’s not the end of the world. In fact, bankruptcy, in many ways, is more like a new beginning. It’s a time… What’s a Good Credit Card for After Bankruptcy
Capital One recently got in trouble with the Consumer Financial Protection Bureau for deceptively marketing add-on services like payment protection and credit monitoring services. Consumers complained that Capital One representatives made it seem as though… Optional vs. Required Credit Card Fees