Compare credit cards, maximize rewards, and learn how to avoid interest and fees. Whether you’re looking for cashback cards, travel perks, or building credit, get the insights to choose the best card and use it wisely.
With the new year around the bend, there is no better time than now to take a strong look at what 2014 will bring to your business. For many, this means a focus on finances. Has your business gone without the use of a credit card in the past? If so, you may want to … Read more
Credit card companies want your business. You can tell by the number of credit card offers you receive in the mail – that is, if you haven’t opted out. It can feel like an honor, having credit card issuers chase you for your business, but before you get too puffed up, consider who’s doing the … Read more
Has the time come for you to apply for a rewards credit card? With each passing year, more and more offers are made available from the major credit card companies. Subsequently, you have to compare your many options before making a final decision. Here are three points to consider when comparing rewards credit cards with … Read more
Before you get your hopes up about a great pre-approved credit card offer you received in the mail, you should know those terms aren’t guaranteed. Once you apply for the credit card, you could receive a credit card with terms higher than what you applied for. For example, you could be pre-approved for a credit … Read more
Rewards credit card offers have ramped up this year, with many credit card issuers offering better rewards than ever before. The Capital One Venture Card, for example, pays 2% cash back on purchases. Discover it Card pays 5% on quarterly rotating categories and 1% on everything else. And the American Express Blue Cash Preferred pays … Read more
There are many bad credit cards out there, some of the worst contenders are those that target people with bad credit. Even with bad credit, there’s one credit card, you should definitely stay away from: the First Premier Bank Credit Card. What’s so bad about this credit card? It’s expensive. Too expensive. Before you get … Read more
Dealing with financial problems can be tough, especially when it comes to credit card. Monthly payments, balances, due dates, past due balances, and collection calls can be very stressful. It’s hard not to worry about credit cards, but the key to relieving your stress is to figure out how you can start solving your problems. … Read more
If you find an erroneous charge on your credit card or bank statement, you have the right to dispute it with your credit or debit card issuer, as long as you do it within 60 days. There’s no charge for you to dispute and you can even avoid paying interest on disputed credit card charges … Read more
In the past few years, prepaid cards, sometimes called prepaid debit cards, has risen in popularity. These cards are often advertised as a credit or checking account alternative for people with bad credit or no credit. However, these cards aren’t necessarily what they seem to be. Prepaid cards aren’t credit cards. While prepaid cards look … Read more
Imagine walking to the cash register of a convenience store with a bag of chips and a soda, intending to pay with your credit card, and seeing a sign that requires a minimum $10 purchase for credit card use. If you don’t have cash or an alternate method of payment, what are you going to … Read more
