Tips to Rebuild Credit after Bankruptcy
Have you recently filed for bankruptcy? It does not matter if you chose to do so through Chapter 7 or Chapter 13, this will have both a positive and negative impact on your finances at…
Credit and Debt
Improve your credit score, manage debt, and understand how credit works. From credit card usage to debt consolidation and credit repair tips, this section gives you tools to strengthen your financial foundation and regain control of your money.
Avoid these Common Home Equity Loan Pitfalls
Are you considering the benefits of taking out a home equity loan? For many, this is the best way to get the money they need for a home improvement project, to pay an unexpected debt,…
Want to File Bankruptcy? First Answer these Questions
If you find yourself considering the pros and cons of bankruptcy, there is a good chance you are on the fence as to whether or not you should move forward. While some people decide to…
Three Things to Look for in a Business Credit Card
There may come a time when you need to apply for a business credit card. This holds true no matter if you are a “one man show” or in charge of an organization that is…
Another Year of Free Credit Monitoring for South Carolina Taxpayers
Last year, almost than 4 million South Carolina taxpayers had their social security numbers compromised when the state’s Department of Revenue suffered a data breach. In addition, close to 400,000 credit and debit card numbers…
Struggling With Student Loan Payments? Ask for a Better Repayment Plan
There’s currently more than $1 trillion in outstanding student loans debt and more than 7 million borrowers are in default on their student loan payments. There are dire consequences to defaulting on a student loan,…
Oregon Woman Wins $18M Judgment Against Major Credit Bureau
The Fair Credit Reporting Act gives consumers the right to use a credit reporting agency who violates their rights. An Oregon woman recently won an $18.4 million judgment against Equifax, one of the three major…
CFPB: Average Payday Loan Borrower Pays $574 in Fees
“Would you take a taxi on a cross country trip?” asks the Consumer Financial Protection Bureau in an infographic summarizing the findings of their recent white paper on payday loans (and checking account deposit advances).…
Verify Billers Before Giving Your Card Number Over the Phone
Most of us have some type of monthly service that we don’t want to have ended abruptly – like water or electricity, for example. So, if your service provider calls you saying that you’ve missed…
Many Americans Have More Credit Card Debt Than Savings
When Bankrate.com surveyed consumers about their credit card debt and emergency fund or savings, only 55% of them answered that they have more money saved up than they have in credit card debt. Forty percent…