Improve your credit score, manage debt, and understand how credit works. From credit card usage to debt consolidation and credit repair tips, this section gives you tools to strengthen your financial foundation and regain control of your money.
This is the fifth post in our series about building a bad credit score into an excellent score. Once you understand which items have the biggest impact on your credit score, it is time to take action. Are you going to pay down debt in a hurry? Will you alter your budget to ensure on-time … Read more
This is the fourth post in our series about building a bad credit score into an excellent score. If you are seeking ways to improve your credit score, it is important to understand the items that have the biggest impact. This will ensure that you spend your time and energy in the appropriate manner. Your … Read more
This is the third post in our series about building a bad credit score into an excellent score. As you continue your quest toward an excellent credit score, you will find yourself faced with a very important question: which steps can you take to improve your score within a reasonable period of time? While nothing … Read more
This is the second post in our series about building a bad credit score into an excellent score. It goes without saying that a high FICO credit score is better than a low score. Your score is used when making a variety of lending decisions, so you don’t want to do anything to risk your … Read more
This is the first post in our series about building a bad credit score into an excellent score. When was the last time you reviewed your credit report? If you can’t remember, if you know you have neglected to do so in the past, it is time to make a change. Contrary to popular belief, … Read more
Can you think of anything worse than student loans that linger, year after year? Not only do you have to make the monthly payment, but you will constantly worry about when the balance will finally be paid off. Like most people with student loans, it is likely that you are interested in repaying the debt … Read more
Do you have equity in your home? Would you like to get your hands on some of this money for a home improvement project or another expense? If you answered yes to both questions, a home equity loan is something to consider. While there are many benefits of such a loan, including the ability to … Read more
Most college students in today’s day and age turn to loans to finance their education. This may not be something they want to do, but instead something they have to do. While there is nothing wrong with making the minimum payment on your student loan (s), there are steps you can take to speed up … Read more
With a home equity loan, you are able to borrow against the value of your property to obtain cash. Here are some of the most common reasons for taking out this type of loan: Remodel or home renovation project To pay for a child’s college education To consolidate high interest debt To purchase another home, … Read more
If your financial situation has taken a turn for the worse and you are searching for a way to get back on track, bankruptcy is an option to consider. For those who are buried in debt with no way out, the idea of bankruptcy is sure to cross your mind at some point. Before you … Read more
