Improve your credit score, manage debt, and understand how credit works. From credit card usage to debt consolidation and credit repair tips, this section gives you tools to strengthen your financial foundation and regain control of your money.
Your credit report should be 100 percent accurate at all times. Unfortunately, as you know, this is not always the case. Since mistakes can and do happen from time to time, you should review your report at least once per year. If you find a credit report error, don’t hesitate to contact the credit bureau … Read more
When was the last time you reviewed your credit report? If you don’t know the answer, you are long overdue. While this isn’t something you have to obsess over, it’s important to review your credit report periodically. Here are three reasons why you should make this is a habit: 1. Because the information is important. … Read more
So, you have reviewed your credit score and you don’t like what you see. Before you get too upset, remember this: there are steps you can take to improve your score in the months and years to come. Below are five of the best ways to improve your credit score: 1. Make On Time Payments … Read more
Certain aspects of money management are good for your financial health, but have nothing to do with your credit score. Not directly at least. Check out five important parts of your finances that don’t directly affect your credit score. The amount of money you make Your income isn’t one of the primary factors that goes … Read more
These days it seems like busy is the new black, but your inability to say no can come with side effects beyond being tired and stressed. Leading a busy life can have a negative impact to your credit in ways you never realized. You forget to pay your credit card bills on time. When you’re … Read more
Do you find yourself searching for and learning more about a variety of credit card offers? Before you do anything, such as making a final decision, there are a few key details to address. By answering these questions, you have a better chance of finding and applying for the credit card that best suits your … Read more
Scammers are continually coming up with new ways to trick consumers out of money. Fake debt collections is a scheme you could easily fall for, if you’re not careful. Before you pay a collection you think you owe, use these three tips to be sure the collector isn’t a fake. They can’t tell you … Read more
It doesn’t matter what you have done in the past, you never know what will happen to your credit score in the future. Even if you keep a close eye on every move you make, there is always the chance that your score could tank. Remember this: it only takes one mix-up to ding your … Read more
Are you in need of a loan? If so, you can go the conventional route and contact a local bank. Just the same, you could turn to your credit card or ask a family member if they are willing to lend you the money. Even with these choices, you may want to consider another: a … Read more
This is the sixth post in our series about building a bad credit score into an excellent score. If you are dedicated to improving your credit score, if you are sure that this is a goal you can reach, you won’t let anything get in your way. To ensure that you are on the right … Read more
