Improve your credit score, manage debt, and understand how credit works. From credit card usage to debt consolidation and credit repair tips, this section gives you tools to strengthen your financial foundation and regain control of your money.
Dealing with creditors can be a daunting and stressful experience, especially when you are struggling with debt. However, mastering the art of negotiation can help you effectively deal with creditors and potentially reduce your debt… How to Effectively Deal with Creditors
Are you struggling with debt during a period of high inflation? You’re not alone. Inflation can make it difficult to pay off debt and achieve financial freedom. But don’t worry, there are strategies you can… Get Out of Debt in High Inflation
Many people have made the mistake of thinking building a good credit score requires that you go into debt, but that’s not actually true. Unfortunately, charging up high balances in an attempt to build your… How to Build a Good Credit Score Without Racking Up Credit Card Debt
Filing bankruptcy can affect your credit more than almost anything else, but that doesn’t mean you should avoid bankruptcy if it’s the best solution to get your finances back on track. Bankruptcy can be the… Getting Your Credit Back on Track After Bankruptcy
Debt collectors do several things to try and collect debts from you. If you’ve ever had an account in collections, then you’re already aware of the phone calls, letters, and placing the debt on your… Why Debt Collectors Check Your Credit Report
Your credit score is an important number to keep up with, especially if you have a major loan coming up. For example, if you’re planning to buy a house or car in the next few… What Things Can Make Your Credit Score Drop
If you’re dealing with multiple debts on your credit report or you’re getting calls and letters from debt collectors, you may wonder if the debt is still valid. Debts generally don’t “go away” just because… How Long is Debt Valid?
A suspicious charge on your credit card. Calls from collectors about accounts you didn’t know of. Alerts of new inquiries on your credit report. These can all be signs that someone has stolen your identity.… Three Things You Should Do When You Suspect Identity Theft
Paying off a large amount of debt takes a lot of sacrifice. You have to cut back your spending and sometimes get creative about making more money. Even though it can be stressful and frustrating,… Five Benefits of Becoming Debt-Free
Building credit for the first time can be both exciting and stressful. On the plus side, you’re ready to take this big step in your financial life. Conversely, you have some concerns about the moves… 5 Things to Know About Building Credit for the First Time