Make smarter car-buying decisions with guidance on auto loans, interest rates, down payments, and dealership strategies. Whether you’re buying new or used, financing or leasing, this section helps you avoid hidden costs and negotiate a better deal.
Your auto loan payments are one of the most important of your monthly payments. Missing loan payments can have serious consequences for your credit and put you at risk of losing your only source of transportation. After three missed payments, many auto lenders will declare your loan in default and at that point they may … Read more
The financial decisions you make in the months leading up to your car purchase will play a big role in whether you’re approved for an auto loan and the interest rate you pay. Making the right money moves is key to a smooth car purchase. Keep only the credit cards you have. Opening new credit cards can … Read more
Are you in the market for a new or used vehicle? If you aren’t making your purchase with cash, it’s time to learn more about the financing process. Although it can be intimidating to search for a car loan, there are some steps you can take to make this process more enjoyable. Here are several … Read more
Regardless of your circumstances, buying a new car should be an enjoyable experience. When you take the right steps at the right time, you will end up with a set of wheels you will enjoy for many years to come. While some people show up at a dealer and choose the first car that catches … Read more
The thought of buying a new car is exciting, until you realize you have to negotiate with a pushy salesperson. At that point, you begin to wonder what you were thinking. Would you be better off with your old vehicle? If you are interested in buying a new car, if you don’t want to go … Read more
Unless you have an unlimited supply of money (don’t we all wish), buying a car is a big financial decision. To protect against a costly mistake, it’s essential to answer a few key questions before signing on the dotted line. Here are a few to address: 1. Will you finance the purchase or pay in … Read more
Buying a brand new car is definitely exciting. Maybe it’s knowing that you’re the first person to ever own the car. Or, knowing that you’ll have a few good years before you start having major mechanical issues. Everything on a new car is clean and shiny and the new smell is unmatched. Most people who buy a … Read more
As you search for a car loan, you may begin to wonder if you are taking the right approach. Many consumers don’t care how they find a loan as long as the rate is low and the lender is reputable. But here is the question: how can you guarantee that you are getting the best … Read more
More Americans are choosing long-term auto loans, up to 84 months in some cases. That’s seven years of car payments! Longer-term car loans are attractive because they allow buyers to purchase a more expensive vehicle with a lower monthly payment compared to a shorter-term loan. While a long-term car loan make it more affordable to get behind the wheel … Read more
Do you require a vehicle for your company? Are you on the fence as to whether or not now is the time to buy (or lease)? If so, you are in the same position as many small business owners. Choosing a company car is easier said than done. With hundreds of options, you will find … Read more
