LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
When you’re shopping for a credit card, you might click away from any that have an annual fee. Who wants to pay an extra fee for just having a credit card? But, in some cases, paying… When Paying an Annual Fee Is Worth It
Opening a new credit card can affect your finances more than you initially realize. Here are five things that happen when you open a new credit card. It doesn’t mean you shouldn’t get a new credit… What Happens When You Open a New Credit Card
Bills. They come each month like clockwork. And like clockwork, we’re supposed to send payment by a specific due date. Companies won’t come to your home and demand payment, but that doesn’t mean that paying… Why You Should Always Pay Your Bills on Time
Millions of Americans are targeted by phone scams everyday. Robocallers have a variety of extremely convincing schemes they use to trick consumers out of money and personal information. Here are some tips to avoid phone… 7 Ways to Avoid Phone Scams
You might the prepaid cards are for people with bad credit who can’t access traditional credit cards or those who can’t get a checking account. However, a 2014 survey conducted by The Pew Charitable Trusts revealed that… 4 Reasons to Consider a Prepaid Card
Most of us feel like we’re paying too much fore wireless service. Even switching to a cheaper monthly plan seems to barely make a dent in the monthly wireless bill. Review your bill. Don’t just… 6 Tips to Save On Your Cell Phone Bill
Some people say you should never loan money to a friend or family member. Money tends to complicate relationships, particularly if the borrower doesn’t pay you back as agreed. It’s easy to set a rule that… Essential Tips for Loaning Money to Friends and Family
Throughout life, you’ll experience life changes that can have a major impact on your finances. Job loss, losing a spouse, having a child, major medical bills, and disability are just a few life events that… How to Protect Your Credit Score During a Financial Slump
We know that skills like budgeting and smart spending play an important role in financial success. Without them, you can easily make critical mistakes that derail your finances. But budgeting will only take you so… The 6 Skills Everyone Needs to Be Financially Successful
Applying for a credit card or loan is somewhat of a gamble. Even if you’re sure you meet all the qualifications, your application can still be denied. While it’s disappointing, it’s not the proverbial end… Four Things to Do If Your Application Is Denied