What to Do If You Overdraft Your Bank Account
We all like to keep our bank balances high enough to cover the transactions we made. Unfortunately, there may come a time or two when that’s not the case. Maybe you weren’t keeping up with…
latoyairby
LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
7 Smart Tips to Use Your Credit Card for Holiday Shopping
Many people end each year with loads of credit card debt leftover from holiday shopping. If you don’t want to start the new year off with thousands of dollars in credit card debt, being a…
8 Money Moves to Make Before You Buy a Car
The financial decisions you make in the months leading up to your car purchase will play a big role in whether you’re approved for an auto loan and the interest rate you pay. Making the right money…
7 Things to Do When Your Finances Are Out of Control
Your finances can spiral out of control before you even realize it’s happening. Dealing with out of control finances can be stressful, but with time, effort, and patience, you can regain control of your finances.…
5 Expenses to Expect During Your Job Search
When you’re job searching, you expect for it to take up a large portion of your time. However, you might not expect it to cost a lot of money. Sure, you’re looking for a job…
6 Tips to Help You Build a Bigger Savings
Many people put saving money at or near the top of their list of financial goals. Still, saving money can be tough for people at all income levels. If you’ve been working toward building a…
5 Things Students Should Look for in a Credit Card
Choosing your first credit card as a student can be confusing. With little or no previous credit card knowledge or experience, it’s easy to pick the wrong credit card. Unfortunately, choosing the wrong credit card…
7 Tips for Managing Multiple Jobs
More than 7 million Americans work multiple jobs according to the U.S. Department of Labor Bureau of Labor Statistics. Some people work a second or third job to make ends meet, to reach financial goals,…
Why You Should Keep a Buffer in Your Checking Account
If your checking account balance frequently approaches or zips below $0, you’re not managing your account well. Low checking account balances can be stressful and put you at a high risk of overdrafting. Maintaining a…
7 Times You Shouldn’t Apply for a Credit Card
Credit cards offers get better and every year. With longer introductory rates and more generous sign up bonuses, you may be tempted to apply for every great credit card you see. However, there are times that…