LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
We’ll spend our entire lives making financial decisions. The wrong decisions can be difficult to undo and can cause major financial troubles. Good decision making takes some practice, but here are some guidelines to help… 5 Ways to Make Better Financial Decisions
Not only are debt collections one of the most annoying types of accounts to deal with, they’re also terrible your credit score. Collections can stay on your credit report for seven years, making it difficult… How to Keep an Account Out of Collections
The recent Equifax data breach has many consumers questioning how worried they should be about identity theft. The answer is very worried. Think about all the credit-related transactions you’ve made – or plan to make… The Potential Impact of Identity Theft
Gone are the days when you had to contact your bank for a wire transfer to send money to a friend or family member, then wait two to three business days for the payment to… Three Tips for Using Peer to Peer Mobile Payment Apps
From hurricanes to tornadoes to earthquakes, there’s almost no part of the world that’s safe from natural disasters. In the wake of the destruction that comes along with natural disasters, many of us are inspired… 4 Tips for Donating Money After Natural Disasters
Credit card companies use information from the credit bureaus to figure out who might qualify for one of their credit card products. Then, the credit card issuer sends pre-approved offer letters to consumers that make… Should You Accept a Pre-Approved Credit Card Offer?
Your credit card issuer has just as much right to close your credit card as you do. If you find out your credit card issuer has cancelled your credit card, here’s what you should do… What to Do If Your Credit Card Issuer Cancels Your Credit Card
Throughout our lives, we have to make certain financial decisions to ensure our current and future stability. It’s hard to plan for every single thing that happens in life, but you can make a few… 7 Financial Moves You Can’t Miss
Ever noticed how your local furniture store always seems to have some kind of zero down, zero percent interest financing deal going on? When you’re on the market for a new set of furniture, you… Why You Should Never Use In-Store Financing for Furniture
After what seems like an eternity of car loan payments, you’ve finally mailed off the last payment on your loan. Now you fully own your car and you’re free of payments, what should you do… What to Do After You Pay Your Car Loan