The ancient credit and debt system Merchants have been extending credit to buyers since ancient times. Credit was commonly used in Assyria, Babylon, and Egypt thousands of years ago. Since the days when people traded… The History of Credit and Credit Cards
Many happy couples want to share everything…share a meal, share a home, share a credit card. Wait! Share a credit card? Consider the risks and rewards of opening a joint account with someone, before you… Joint Credit Card Accounts
What is a bond? We’re all familiar with debt; many of us have taken out a loan to buy something that we want to pay for later. We borrow the money, and promise to pay… Understanding Bonds
Stockholders Share in the Profits and the Losses Stocks are the smallest unit of ownership in a company. The more shares of stock you have, the more ownership you have in the company. Companies issue… Understanding Stocks
Before making any investment, consider the fees and expenses that will take a cut out of your profits. Some mutual fund fees are completely avoidable, and some fees are necessary. Some types of mutual funds… Mutual Funds Fees Explained
Mutual funds are the investment of choice for many people; they allow an investor to minimize financial risk by spreading money among many different stocks and bonds, without the research and market knowledge required for… Mutual Fund Basics
How do you think the majority of wealthy Americans became financially secure? Did their parents leave them an inheritance? Did they win the lottery? Did they invent something the whole world needed? No, they developed… The Beginner’s Guide to Investing
So, you’ve done all your research before buying a home. You’ve checked with mortgage lenders, you’ve improved your credit score, and you’ve paid off other debts. You’ve saved the required down payment and you know… The Real Cost of Homeownership
If you’re thinking about buying a home, be sure to prepare for it long in advance; some may want to start working on their financial situation up to a year before home purchase. Improve your… Financial Preparation for Homebuying
Buying a home is exciting! Many people view homeownership as having security, a stepping-stone to financial freedom. Some of the benefits to consider: Owning a home takes a lot of work, money, and commitment, but… Buying Your Home