Overpaying your taxes all year long to get a tax refund the next year is a terrible way to save money. Do you really want the government to be in charge of your savings plan?… A Big Tax Refund is Equal to Losing Money
What should you do with your tax refund? Anyone who anticipates a big tax refund usually starts the year daydreaming about what they are going to do with all that money. Why not start the… Make Good Use of Your Income Tax Refund
Smart shoppers know to look for good deals. We look for ads in the Sunday paper, listen for commercials on the radio, and hear from our friends about our favorite stores having a sale. When… Don’t Get Caught in the Minimum Payment Trap
Credit cards can be a valuable money management tool if used properly. We have many choices in card features, perks, and rewards. Getting the most out of any credit card starts with choosing the one… Get the Most From Your Credit Card
Smart consumers know to shop for credit cards based on the cost of using that credit. The card’s annual percentage rate, or APR, is often one of the first factors many consider when choosing a… Variable Rate vs Fixed Rate Credit Cards
We are all aware that lenders routinely consider our credit report when we apply for credit. We would only expect them to. But do you realize that your credit report can be seen by others… Your Credit – Creditors Aren’t the Only Ones Looking
Your credit score is the three-digit number that lenders obtain from a credit bureau in an attempt to sum up your credit risk. Your credit score gives lenders a snapshot of your credit and debt… Your Credit Score
Chase Bank History Chase Bank is the consumer and commercial division of JP Morgan Chase, and has a history in the banking business of over two hundred years. The first predecessor in Chase’s history was… Chase Credit Cards, Something for Everyone
It’s funny that many of us moved out of our parent’s home and proceeded to live our grown-up lives without ever learning much about financial responsibility and money management. I remember taking a semester in… Teach Your Kids About Smart Money Management
There are thousands of mutual funds to choose from, with different investment styles, risk factors, and expenses. How do you choose the one that’s right for you? There’s no one size fits all with investing,… Choosing a Mutual Fund