Using a Credit Card in an Emergency
An emergency fund is the best way to pay for unexpected expenses. But, even if you do have an emergency fund, you may not have enough time to get the money out of your savings… Using a Credit Card in an Emergency
Wealth & Strategy
Cosigned Debts in Good Standing Still Affect You
Cosigning is generally discouraged because of all the things that could go wrong. For example, the other person might not keep up with the payments. If that happens, the late payments are added to your… Cosigned Debts in Good Standing Still Affect You
How Your Income Can Affect Your Credit Score
Even though the banks that issue credit cards and loans consider your income when they qualify your application, how much you make isn’t a factor that influences your credit score. In fact, your income isn’t… How Your Income Can Affect Your Credit Score
What You Should Know About Adding an Authorized User
Most credit cards let you add another user to the account, an authorized user who receives a separate credit card with their own name on it. This person is able to use their credit card… What You Should Know About Adding an Authorized User
Taxes Due Today! April 17th 2012
If you haven’t filed your 2011 taxes yet, today’s the day. Your completed return and any taxes due must be postmarked or e-filed by midnight tonight to be considered on time by the Internal Revenue… Taxes Due Today! April 17th 2012
Mistakes That Could Cause Bankruptcy Dismissal
Bankruptcy comes with many rules. It’s important that you follow them all, otherwise your bankruptcy case could be dismissed. If that happens, you’ll have to wait several months before you can file bankruptcy again. Or,… Mistakes That Could Cause Bankruptcy Dismissal
You Have the Power to Avoid Credit Card Penalties
When you use your credit card, you’re agreeing to abide by the credit card issuer’s rules. And if you break the rules, you’ll have to pay a penalty. The good news is that the rules… You Have the Power to Avoid Credit Card Penalties
Famous People Bankruptcies Show More Money Isn’t Always the Solution
Many of us have probably been guilty of thinking that a just a few extra hundred dollars in our paychecks would forever end financial problems. But that’s not always the case. Each time a famous/rich… Famous People Bankruptcies Show More Money Isn’t Always the Solution
One Third of You Aren’t Paying Your Bills on Time
April is Financial Literacy Month and to celebrate, the National Foundation for Credit Counseling and the Network Branded Prepaid Card Association have completed a financial literacy survey. One of the most surprising results is the… One Third of You Aren’t Paying Your Bills on Time
Tax Refunds Are Not Ideal, But Are Still Useful
Many people get excited around tax time. Who doesn’t want a few extra hundred or thousand dollars in their pocket? The more, the merrier. Do you really understand how tax refunds work? You may have… Tax Refunds Are Not Ideal, But Are Still Useful